July 21, 2026

The landscape of Australian retirement planning underwent a structural shift on 1 July 2026. Driven by statutory indexation, the federal government significantly adjusted key superannuation thresholds, allowing self-funded retirees and pensioners to hold more wealth in highly tax-sheltered environments. However, these changes expose a distinct systemic issue for over-60 homeowners. While the wealthy can freely

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July 20, 2026

What you need to know about the renewed policy debate around means-testing the family home For many older Australians, the family home represents far more than property wealth. It may be the place where children were raised, friendships were formed and decades of memories were created. It also provides something especially valuable in retirement: the

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July 16, 2026

New analysis from Seniors First has identified the locations where Reverse Mortgages are most commonly appearing within its customer portfolio — and the results reveal a clear national pattern. From the Central Coast and Tweed region in New South Wales to Ballarat, Bendigo, the Gold Coast and Hervey Bay, many of Australia’s Reverse Mortgage hotspots are

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July 7, 2026

For many older Australians, the family home is much more than a financial asset. It is where children were raised. It may be where grandchildren visit. It carries decades of memories, hard work, sacrifice and pride. So when people talk about “using home equity release”, it can feel like a big emotional step — not

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July 7, 2026

For many younger Australians, buying a first home is no longer just about saving harder. It is about getting help. The “Bank of Mum and Dad” has become one of the biggest forces in the Australian property market, with parents and grandparents helping adult children with deposits, rent-free living, family loans or guarantor support. Now,

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June 24, 2026

We spend a lot of time on this blog looking at numbers. We analyze how to manage living expenses in a tricky economy, track the shifting cost of a flat white, and figure out how to stretch retirement funds. It is vital stuff, absolutely. But sometimes, you need to take your eyes off the fine

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