Start living again.

Fund your retirement with a Reverse Mortgage loan.

As seen in

Australia’s #1 Reverse Mortgage loan broker

Since launching in 2006, Seniors First has helped thousands of people over sixty release home equity for cash. 

And it's no wonder, because there are good reasons why it’s better to use a broker when applying for a Reverse Mortgage loan:

  • Access many lenders at once
  • Easily compare Reverse Mortgage loans
  • Deal with experts in getting loans approved
  • Learn how to minimise interest charges
  • Find a low rate & get a great deal

The Seniors First team are ready to help you too.

And when it’s time to apply, we’ll do all the legwork for your loan application, while you kick back & avoid the hassle.

Download your free Reverse Mortgage guide

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Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Marilyn CarstensMarilyn Carstens
04:06 07 Jan 25
Palka is an amazing person and so caring and helpful. I would highly recommend her anytime
Sharon HutchinsonSharon Hutchinson
01:56 07 Jan 25
I was so impressed with the service provided by Seniors First broker Angela Giorkaris. I was kept informed of progress throughout. Thank you
Rhondda DeerRhondda Deer
12:37 04 Jan 25
Thank you to Seniors First and especially to Dean Hukins for your guidance through my reverse mortgage application. Dean was always available to help with any questions and concerns and made a daunting process very easy. Everything went through without a hitch. Thanks again Dean.
md hasibmd hasib
09:33 29 Dec 24
Michelle BanyaiMichelle Banyai
23:04 27 Dec 24
We found the service provided was exceptional, from initial online enquiry to settlement. Calls were returned promptly and emails were answered clearly. Greg kept in touch throughout the entire process which was made easy because of his assistance. Would highly recommend Seniors First if you are considering a reverse mortgage.
MaurieMaurie
08:02 24 Dec 24
Richard Chapman couldn’t have been more helpful in explaining everything in a way we could understand. He was very patient! We would highly recommend him.
Kim KennellKim Kennell
04:48 18 Dec 24
Our experience with Bill James from Seniors First was reassuring, pleasant and professional. Highly recommended
Norma MathesonNorma Matheson
07:04 14 Dec 24
Bill James at Seniors First was very responsive and easy to deal with. He helped us every step of the way and worked hard to find the most suitable mortgage provider for our circumstances and make sure we were able to negotiate all the documentation requirements smoothly. We are appreciative of his time and patience. Highly recommended
owen downieowen downie
05:30 13 Dec 24
Palka Kuma is just a ray of sunshine she is conscientious, very competent in her field, accurate and above all a great listener. Throughout our attempt so secure a reverse mortgage she has given us great advice and guidance I have no hesitation in recommending her as a great broker
Ian FletcherIan Fletcher
09:28 11 Dec 24
A Great experience. The Mortgage Broker, Ms. Seema Baram, was friendly, professional in all of her dealings with us, very patient, and helpful. We highly recommend her.
Graham CummingsGraham Cummings
05:08 10 Dec 24
Seema was very courteous and helpful in organising my reverse mortgage. I definitely would be recommending her to friends etc who might be going down this path.
Siu Ling HuiSiu Ling Hui
20:50 09 Dec 24
I wanted to be able to access the equity in my home without selling it. Bill James at Seniors First assisted me with the entire process from lender selection, through the application process right up to settlement. Thanks to Bill, the entire process was seamless and surprisingly quick. I highly recommend speaking with Bill James for your reverse mortgage requirements. He made it completely painless.
Melanie McDonaldMelanie McDonald
05:20 01 Dec 24
Palka guided us through the process from start to finish and it was far more involved than we bargained for so we thank her for her patience. She was readily available, diligent and honest with her responses to our questions and concerns. Melanie and I would have no hesitation in recommending Palka to anyone who is exploring the option of a “Reverse Mortgage” with Seniors First.Sincerely, John and Melanie McDonald
Carolyn PayneCarolyn Payne
08:08 17 Oct 24
We cannot thank Dean Hukins enough for his expertise, friendliness and care in helping us with our reverse mortgage. He promptly replied to our emails, answered any questions and made the whole process far easier than we could have ever imagined. Seniors First customer focus is outstanding…highly recommended
gragra
04:09 05 Apr 24
We recently had the pleasure of working with Angela Giokaris from Seniors First in relation to obtaining a reverse mortgage.Angela was always available to answer any questions we had (and there were quite a few!) re the product and the process and did so in a very friendly and professional manner .We would have no hesitation in recommending Angela particularly, and Seniors First to anyone considering a reverse mortgage .
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The history of Reverse Mortgage loans in Australia

1992 ›

Reverse Mortgages have been available in Australia since the early 1990’s. The Advance Bank was the first lender to offer a true Reverse Mortgage Loan (as opposed to a line of credit), but the product was only mildly popular due to limited demographic demand of the times.

1998 ›

When St George Bank took over Advance bank in 1998 it inherited their Reverse Mortgage loan product and this has since developed into the Senior’s Access Home Loan they continue to offer today.

2001 ›

Around 2001 the Commonwealth Bank entered the Reverse Mortgage market with the release of what is now known as ‘Equity Unlock For Seniors’.

2002 ›

From 2002 there was a period of steep growth in the Australian Reverse Mortgage market.

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