FREE Reverse Mortgage Guide

Learn how to release home equity safely, and save $1,000's. 

Do your own research. Get the eBook too. 

If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.

A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.

If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.

This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.

What's inside this FREE Reverse Mortgage guide?

The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008. 

Across thirty pages, this FREE guide reveals ten important 'secrets', including: 

Reverse Mortgage 'Pros' & 'Cons'

A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.

Which loan options are best 

Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.

Interest cost & repayment options 

Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.

How to borrow safely & responsibly

Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.

Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Mal PrewettMal Prewett
23:22 28 Nov 23
Seniors First consultant Angela Giokaris help me with my finance , she is extremely professional, very easy to communicate with.Always readily... available to solve any issues oir problems. She goes 100% to make suure you are looked after.Highly reccommend Angelaread more
Brian TwomeyBrian Twomey
06:37 28 Nov 23
Shirley BriggsShirley Briggs
22:20 24 Nov 23
We are very happy with the care and expertise Palka has shown to us, enabling us to obtain our reverse mortgage. She explained the process very... clearly and she was always contactable. Thank you and we recommend her services to more
Fergal FlemingFergal Fleming
05:23 24 Nov 23
We contacted Seniors First when we first thought of taking advantage of a reverse mortgage. The advisor we contacted was open and helpfull and enured... we understood well thd ptos and cons, partularly compounding interest plus the legal requirements fot taking out a loan. Documentation was well designed and accompanying notes very helpful. The advisor/faciliator was very responsive when emailed or phoned. We felt confident and more
Matt SimpsonMatt Simpson
05:49 22 Nov 23
When we first started considering going down a reverse mortgage path we debated the tradeoffs of going direct with one of the lenders offering... reverse mortgages versus going through a broker. We are now very pleased we decided to go the broker route and especially pleased with our good fortune in having Richard as the broker assigned to us by Seniors First to manage our reverse mortgage application process.From the time of our first video conference, Richard gave us a feeling of competence and confidence. Richard answered our questions clearly and in a timely manner when he could and when he did not know the answer at the time, he took an action to get back to us and always followed through. This is the kind of interaction we always respected and tried to emulate during our business careers, so it gave us a feeling we were in good hands with Richard for our reverse mortgage application process.We know our case involved more broker involvement than normal due to several issues related to the valuation process. We appreciate Richard's timely interactions with the lender's team (and advice to us) to get things on a clear track to resolution and completion.We can recommend Richard and Seniors First without hesitation to anyone considering going down the reverse mortgage more
Teardrop TravellerTeardrop Traveller
23:48 16 Nov 23
My experience with Palka Kumar at Seniors First has been outstanding. She accompanied me every step of the way with her knowledge, thorough approach... and caring for my circumstances. Always just a phone call away even outside of business hours, she gave me all the support I needed. I highly recommend Palka as a broker for her dedication and more
We recently decided to take out a reverse mortgage and engaged Palka Kumar from Seniors First as a mortgage broker. She is personable,... knowledgeable, attentive, always available to answer questions and give additional support.
 She made the process of setting a up the mortgage easy and stress free. Palka was absolutely amazing, one of the nicest people I've dealt with in a long time.
 Extremely happy and I have no hesitation in recommending Palka’s service. She is worth every one of the five stars.Daryl and Cheryl Turnerread more
07:45 31 Oct 23
Our Reverse Mortgage has just been finalized, it was a more involved process than expected, but Bill James explained each step carefully, promptly... answered all our questions and checked each step as we proceeded. We would certainly recommend Bill James and Seniors more
Kevin SmithKevin Smith
04:06 30 Oct 23
Prompt, excellent service. Reverse Mortgages very well explained, meant we could sign up without any worries or concerns.Definitely recommend... Seniors First for any one interested.Thank you for all your more