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Senior's home loans

In addition to loans for pensioners such as Reverse Mortgages, Seniors First can also help older borrowers who are still working with home loan finance.

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With access to dozens of lenders and hundreds of home loan products and options, we find solutions for your specific needs and get home loans for senior borrowers in Australia approved quickly. We happily share our knowledge of the Australian mortgage market with valuable information to help you get started, and will guide you through the entire process from start to finish.

Home Loans For Over 55's

Since the introduction of the National Consumer Credit Protection (NCCP) regulation in 2010, for people over 55 years, it is often more difficult to obtain a home loan mortgage for refinance or purchase.

For these senior borrowers, mortgage finance can be a complex financial maze that is tricky to navigate - but there is help available. Depending on your situation, there may be some banks and lenders that are better than the others. Although every transaction has its own unique challenges, Seniors First has a lot of experience in obtaining mortgage approval for older borrowers seeking to refinance, release home equity, or to purchase a new property.

Benefits of working with Seniors First for your home loan:

We understand the needs of older borrowers
Good success with loan approval for senior’s home loans
We instantly connect you with a wide range of banks and lenders
Highly skilled professionals with years of lending experience

For those borrowers who are under fifty five years of age seeking a home loan or investment loan, contact online mortgage broker Express Mortgage Market.

What Our Clients Say...

Beth M.

3 days ago

We recently used Seniors First to organise a Reverse Mortgage. Our agent was Cheryl Maclean who guided us through the whole process with absolute professionalism with the 'human touch' first & foremost. We would recommend both Seniors First & Cheryl Maclean if you are thinking of a Reverse Mortgage as it's a big decision to make & one that suited our circumstances.

Desley

6 days ago

Palka from Seniors First was extremely helpful and supportive through the entire process. She was helpful and able to explain any questions I had and supported me through the whole process. I would definitely recommend her services.

Peta R.

1 week ago

I was extremely pleased with all the help i received from Adam at Seniors First. He was patient and understanding with my questions. I would recommend him to my friends should they need to go down this path.

Mike “Magyarmeister.” R.

1 week ago

My experience with Seniors First has been exceptional. My dealings with my personal broker Palka Kumar have been and are excellent. Palka has been a wonderful person to deal with and has been extremely helpful in all aspects of the process. Thank you.

Sue T.

1 week ago

I am been blown away with all aspects of the experience with your company and the lovely and helpful staff

victor D.

2 weeks ago

Seema provided timely and useful consulting support throughout the setup process. She was a pleasure to work with.

Stephen B.

2 weeks ago

We would like to thank Cheryl for all her help and her excellent way of looking after every detail of the process. From start to the finish of the application she was amazing. Cannot thank her enough.

Judith T.

2 weeks ago

I would highly recommend Seniors First to anyone who is uncertain where to start in the reverse mortgage process. Their website is excellent. Adam Oakley made the application process so clear and precise. He was very knowledgeable and ever so patient in answering all my questions and explaining all the various options available. Thank you Adam for creating such a positive experience. My family and I are very happy with the outcome. Much appreciated…Judy

evelyn G.

3 weeks ago

From start to finish going through the whole process of the loan I found Cheryl Maclean has helped me greatly with every aspect of it she has always been accessible when ever I had a question that I was not sure of and it didn't matter what time it was so I would highly recommend Cheryl from Seniors First the place to go if you are thinking of a Reverse Mortgage Broker

Glenn R.

3 weeks ago

Andrew has been outstanding. He has assisted us in a professional manner and was always across our needs. We are very impressed and would recommend him to anyone seeking a capable broker.

Dana H.

3 weeks ago

Palka Kumar has made the process of applying for a reverse mortgage very easy. She has been extremely helpful, patient and was available at all times to explaining the whole process to us. I highly recommend Palka to anyone who is interested in applying for a reverse mortgage.

Lisa H.

3 weeks ago

Greg was excellent and guided me through the process which can be long and complex

paul B.

3 weeks ago

Having selected Seniors First as our broker, Seema took on our case and we are glad she did, Guiding us through the process, with person to person communication together with the Serah portal. Tks Seema.

Stephen L.

3 weeks ago

Palka Kumar brokered with us for the best options to take out a Reverse mortgage loan. We found her to be fully conversed with the process and able to answer every question we had about concerns. Always very pleasant and helpful, taking the stress out of what is a very big decision to make. Thank you Palka for your assistance and we would recommend you to anyone wanting to talk on this subject and financing in general.

Ian B.

4 weeks ago

At age 86 I was surprised to find that the bank I relied on for eighty years no longer provided reverse mortgages. Although very wary of the web I searched and found Seniors First which appeared well respected. My journey through the application process and the complications presented by an existing Government HEAS loan has been guided every step of the way to completion by their R. M. Specialist Cheryl Maclean. Thank you Cheryl and Seniors First – 100%.

Ramsay S.

4 weeks ago

Professional, caring, and very pleasant indeed! I don’t think there are many people out there who work with such dedication, and this is my second reverse mortgage signed successfully with Palka.

Mario B.

1 month ago

from the time we started to the time everything was done,Cheryl Maclean has been so helpful to us she has been there for us anytime we needed her.She is a huge credit to the company and it has been a pleasure knowing her .

Dina B.

1 month ago

Our experience with Cheryl has been nothing but amazing. She has helped along this process with much thought and dedication, she has been so patient and supportive throughout the whole experience. We definitely recommend Cheryl. Even when things were getting a bit complicated for us she was always patient. So many phone calls that we made to her she never made us feel like we were a nuisance. A very high praise to her. I’m sure as she went home at night she will feel she’s doing a great days work, for us and anyone else she’s helping. Thank you so much Cheryl for your help at this time of this experience we went through together. We are very grateful that you have been there for us. A very special thanks from Mario and Dina.

Peter W.

1 month ago

Thanks Angela Giokaris at Seniors First. Your help and guidance made it much easier to successfully apply for a Reverse Mortgage Loan.

Patricia A.

1 month ago

Thank you for all your help... Very good too deal with

Richard H.

1 month ago

Angela Giokaris was our Reverse Mortgage Consultant at Seniors First to assist my wife and I to obtain a Reverse Mortgage. Angela's service was exceptional. She provided comprehensive information in a very user-friendly format and was always available to answer questions and provide clarifications. Angela secured an excellent interest rate following a competitive tender of available providers of Reverse Mortgages. My wife and I are very happy with the outcome and recommend Seniors First, and particularly Angela Giokaris, to other people interested in this product. Richard Hughes

How Seniors First Reverse Mortgage Can Help

Senior First can help you to find out how much equity you have in your home, and how you might be able to use it for your needs.

If you want to learn about reverse mortgages in detail, you can download our guide, Reverse Mortgage Secrets.

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Industry Awards & Recognition

Senior's First has developed a reputation as an award-winning Reverse Mortgage broker, and a trusted name among public policy organisations, the aged care industry, senior’s groups, older borrowers and their families.