Start living again.

Fund your retirement with a Reverse Mortgage loan.

As seen in

Australia’s #1 Reverse Mortgage loan broker

Since launching in 2006, Seniors First has helped thousands of people over sixty release home equity for cash. 

And it's no wonder, because there are good reasons why it’s better to use a broker when applying for a Reverse Mortgage loan:

  • Access many lenders at once
  • Easily compare Reverse Mortgage loans
  • Deal with experts in getting loans approved
  • Learn how to minimise interest charges
  • Find a low rate & get a great deal

The Seniors First team are ready to help you too.

And when it’s time to apply, we’ll do all the legwork for your loan application, while you kick back & avoid the hassle.

Download your free Reverse Mortgage guide

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Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Gregory KomitasGregory Komitas
22:38 25 Feb 24
We were very impressed with the service provided by Dean Hukins in our application for a reverse mortgage. Dean steered us through what turned out to... be a more complex application than normal due to our unique circumstances. He was unflappable and always positive whatever problem we encountered. He always returned our calls and messages and kept us informed along the way on how things were progressing.We could have have completed the application ourselves but I'm sure it would have taken a LOT longer and with a high degree of anxiety. Dean made the process smooth and stress free. A very professional experience combined with a friendly demeanour resulted in a happy outcome for all. Thank you more
22:04 21 Feb 24
We are very pleased with the advice and service we received from Seniors First. Dean guided us patiently through the process, and respond very... quickly to any queries we had. We have no hesitation in recommending them to more
Ross GillettRoss Gillett
09:37 21 Feb 24
We have just finalised our reverse mortgage arrangements with the expert and friendly guidance of Palka Kumar of Seniors First. Palka was unfailingly... supportive, patient and good-humoured (as well as being very knowledgeable and experienced) during the process, and we are extremely pleased with the outcome.Julie Phillips and Ross Gillettread more
Bernie KatchorBernie Katchor
10:54 20 Feb 24
Palka from the beginning of explaining all about reverse mortgages and during the application we were updated often by this caring person now we have... settled. Thanks Palka and seniors service. 10/10read more
Judy HarrisJudy Harris
22:39 18 Feb 24
Dean Huskins, our broker, was extremely helpful. He kept in regular contact to explain the progress of our application and also made sure that we are... aware of the implications of a reverse mortgage. Highly recommend Seniors more
Sueandtessa TrimmerSueandtessa Trimmer
05:43 17 Feb 24
Bill did a brilliant job of supporting us through the whole process. His knowledge and expertise was invaluable - we couldn't have done it without... him. We would happily recommend him.Thanks Bill.Cheers Sue and Terry more
Ourania EconomosOurania Economos
20:38 11 Feb 24
Bill James managed my family's application for a reverse mortgage from start to finish and I must say we couldn't have been in better hands. Bill... stepped us through every part of our application with all the documentation requirements, and always made himself available to address any questions or concerns we had, always patient and kind. A wonderful mortgage broker who made what seemed impossible, possible, I really don't think we could have managed to get our application finalised and approved without Bill's help. I fully recommend Bill to anyone who is contemplating applying for any finance!!read more
Jacky CoxJacky Cox
06:09 01 Feb 24
Richard was helpful and communicative providing support as and when needed
Sandra WhiteSandra White
04:26 01 Feb 24
Angela Giokaris has been stunningly wonderful throughout the process of the loan application. She has been with us every step of the way. She is... indefatigable. I cannot recommend Angela highly enough. She will not disappoint. Sandraread more

The history of Reverse Mortgage loans in Australia

1992 ›

Reverse Mortgages have been available in Australia since the early 1990’s. The Advance Bank was the first lender to offer a true Reverse Mortgage Loan (as opposed to a line of credit), but the product was only mildly popular due to limited demographic demand of the times.

1998 ›

When St George Bank took over Advance bank in 1998 it inherited their Reverse Mortgage loan product and this has since developed into the Senior’s Access Home Loan they continue to offer today.

2001 ›

Around 2001 the Commonwealth Bank entered the Reverse Mortgage market with the release of what is now known as ‘Equity Unlock For Seniors’.

2002 ›

From 2002 there was a period of steep growth in the Australian Reverse Mortgage market.

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Check your eligibility

Answer a few short questions to find out if you qualify for a reverse mortgage.

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