Start living again.

Fund your retirement with a Reverse Mortgage loan.

As seen in

Australia’s #1 Reverse Mortgage loan broker

Since launching in 2006, Seniors First has helped thousands of people over sixty release home equity for cash. 

And it's no wonder, because there are good reasons why it’s better to use a broker when applying for a Reverse Mortgage loan:

  • Access many lenders at once
  • Easily compare Reverse Mortgage loans
  • Deal with experts in getting loans approved
  • Learn how to minimise interest charges
  • Find a low rate & get a great deal

The Seniors First team are ready to help you too.

And when it’s time to apply, we’ll do all the legwork for your loan application, while you kick back & avoid the hassle.

Download your free Reverse Mortgage guide

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Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

04:09 05 Apr 24
We recently had the pleasure of working with Angela Giokaris from Seniors First in relation to obtaining a reverse mortgage.Angela was always... available to answer any questions we had (and there were quite a few!) re the product and the process and did so in a very friendly and professional manner .We would have no hesitation in recommending Angela particularly, and Seniors First to anyone considering a reverse mortgage .read more
Olaf EhrigOlaf Ehrig
23:47 01 Apr 24
Great service, highly recommended.
Being of the Baby Boomer generation, filling out simple forms, emails, scan and send documents from the local library, well they were anything but... simple. Angela Giokaris from Seniors First was a godsend, i can't speak highly enough of her abilities and generosity of spiritread more
Jeanne BasileJeanne Basile
04:46 19 Mar 24
We had looked into Reverse Mortgage and settled for Seniors First we spoke with Andrew Cate and he gave us the answers we were looking for and very... professional. He eased us through the steps and would highly recommend his professionalism. Thank you Andrew more
Stephen MillsStephen Mills
10:48 14 Mar 24
Having just completed a loan process through seniors first and brocker Richard Chapman it was a professional and streamlined process and I can... recommend them to anyone looking to use their service 👍read more
Roger ManningRoger Manning
02:41 12 Mar 24
As we underwent the process, our Broker was professional and diligent. Knowing it was a significant decision for us, she was always caring and... patient.We have no hesitation in recommending Palka and Seniors more
Denise FiddesDenise Fiddes
05:01 11 Mar 24
Five stars due to team member Palka Kumar whose friendly professionalism inspired confidence in the process. Thankyou
John DixonJohn Dixon
05:28 06 Mar 24
My Broker Don was terrific and very competentThe communication between Gateway solicitors ANZ title release and Seniors first was slow and often not... understandable to me as a customerGalilee papers were not always relevant for a RM type contactGateway bank was helpful and responsiveGenerally I am happy with the result but feel it could have been a lot less hassle for me if emails were replied to quickly and explained clearlyRegardsJ Dixonread more
Great personality, great service from start to finish, would recomend this broker to anyone.

The history of Reverse Mortgage loans in Australia

1992 ›

Reverse Mortgages have been available in Australia since the early 1990’s. The Advance Bank was the first lender to offer a true Reverse Mortgage Loan (as opposed to a line of credit), but the product was only mildly popular due to limited demographic demand of the times.

1998 ›

When St George Bank took over Advance bank in 1998 it inherited their Reverse Mortgage loan product and this has since developed into the Senior’s Access Home Loan they continue to offer today.

2001 ›

Around 2001 the Commonwealth Bank entered the Reverse Mortgage market with the release of what is now known as ‘Equity Unlock For Seniors’.

2002 ›

From 2002 there was a period of steep growth in the Australian Reverse Mortgage market.

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