June 23, 2025

UPDATE (June 2025): The federal government has announced a delay in the rollout of the Support at Home Program, originally scheduled to begin in July. The reforms will now take effect in November 2025, following concerns raised by the aged care sector about the short timeframe and financial impact. Additionally, if you already have a

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May 29, 2025

More older Australians are facing financial pressure — and they’re looking for ways to unlock the value of their homes to meet rising expenses or fund urgent needs. One increasingly popular option is the Federal Government’s Home Equity Access Scheme (HEAS), which allows seniors to receive regular payments or lump sums by using their home

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May 27, 2025

For many older Australians, the dream of a debt-free retirement is becoming harder to achieve. Rising property prices, longer mortgage terms, and the trend of entering the housing market later in life mean that more people are still carrying mortgage debt well into their 60s—and beyond. According to the Colonial First State Rethinking Retirement Report

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May 27, 2025

You’ve worked hard for decades. Now that retirement is here (or approaching) , it’s time to start checking off your bucket list. For many older Australians, a cruise holiday is right at the top. Whether it’s the stunning islands of the South Pacific or the historic rivers of Europe, cruises offer the perfect mix of

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May 27, 2025

When it comes to retirement planning, timing is everything. Many older Australians wait until a personal financial crisis hits—unexpected medical costs, rising living expenses, urgent home repairs—before seeking help. And while a Reverse Mortgage can be a powerful tool to access funds without selling your home, it’s not something that happens overnight. The truth is:

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May 13, 2025

When you’re retired or approaching retirement, managing your finances with care is more important than ever. For many older Australians, a Reverse Mortgage offers a way to unlock the wealth in their home without having to sell or move. But understanding how a Reverse Mortgage might affect your future financial situation can be tricky. That’s

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