January 14, 2026

For many older Australians, wealth isn’t just tied up in the family home. Investment properties and holiday homes—often built up over decades—now represent a significant part of retirement planning. A question we’re hearing more frequently is: “Can I use a reverse mortgage on an investment property or holiday home?” The short answer is yes, it’s

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January 14, 2026

As we step into a new year, many older Australians take time to reflect on what really matters. For people over 60, New Year’s resolutions are often less about dramatic change and more about security, wellbeing, independence, and peace of mind. At Seniors First, we speak with retirees every day who want to enjoy life

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December 18, 2025

For many older Australians, most of their wealth is tied up in their homes. After decades of paying off a mortgage, the house may be fully owned but the cash flow often isn’t enough to cover everyday living costs, home repairs, or medical bills. That’s where a Reverse Mortgage comes in. It allows seniors to

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December 18, 2025

Applying for a Reverse Mortgage isn’t just about you — it’s about your family, too. Your home often carries more than financial value; it’s the heart of your family’s history. So before you decide to unlock its equity, it’s important that everyone understands how the loan works, what it means for the future, and how

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December 3, 2025

If you’ve taken out a Reverse Mortgage—or are thinking about it—you might be wondering: “Can I ever save money by changing it later on?” The answer is yes, in some cases, refinancing Reverse Mortgage can help you save thousands. Let’s explain how it works, when it makes sense, and what you need to watch out

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November 28, 2025

For the past few years, many older Australians have benefited from the federal government’s freeze on deeming rates. This freeze meant that the income Centrelink assumed you earned from your savings and investments stayed artificially low, helping many retirees maximise their Age Pension. But in September, the government announced Centrelink Age Pension changes that end

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