October 20, 2026

A line of credit may offer a financial safety net while allowing eligible homeowners to withdraw only what they need. Groceries, insurance, council rates and medical costs can put pressure on a fixed retirement income. For eligible older Australian homeowners, a reverse mortgage cash reserve — also called a line of credit — may provide

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October 20, 2026

APRA’s findings are a timely reminder to review your superannuation — and consider your wider retirement funding options. More than one million Australians are reportedly exposed to superannuation funds identified as financially unsustainable, according to reporting on the Australian Prudential Regulation Authority (APRA) 2025–26 annual report. The reported number has increased 35% year on year.

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October 8, 2026

Australia has millions of spare bedrooms, a shortage of suitable homes for younger families, and an ageing population living in properties that may be much larger than they need. So why aren’t more older Australians selling up and downsizing? The answer is more complicated than many people think. While downsizing is often presented as an

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October 8, 2026

For generations, the Australian retirement dream was simple: work hard, pay off the mortgage, and retire debt-free. But for a growing number of older homeowners, things haven’t quite worked out that way. If you’re approaching retirement — or already retired — and still making monthly mortgage repayments, you’re certainly not alone. Rising living costs, changing

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September 21, 2026

Millions of older Australians could face higher private health insurance costs under a Federal Government proposal to remove the additional rebate currently available to people aged 65 and over. For retirees already dealing with higher living costs, insurance premiums and healthcare expenses, it is an understandably important issue. But there is one crucial point to

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September 21, 2026

Australian pensioners received an important financial update on 20 September 2026, with higher Age Pension payments and several other changes to Centrelink rules. The Federal Government says its broader September indexation package will provide additional support to more than 5.3 million Australians, with around $4 billion in additional social security payments flowing through the system.

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