October 8, 2026

Australia has millions of spare bedrooms, a shortage of suitable homes for younger families, and an ageing population living in properties that may be much larger than they need. So why aren’t more older Australians selling up and downsizing? The answer is more complicated than many people think. While downsizing is often presented as an

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October 8, 2026

For generations, the Australian retirement dream was simple: work hard, pay off the mortgage, and retire debt-free. But for a growing number of older homeowners, things haven’t quite worked out that way. If you’re approaching retirement — or already retired — and still making monthly mortgage repayments, you’re certainly not alone. Rising living costs, changing

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September 21, 2026

Millions of older Australians could face higher private health insurance costs under a Federal Government proposal to remove the additional rebate currently available to people aged 65 and over. For retirees already dealing with higher living costs, insurance premiums and healthcare expenses, it is an understandably important issue. But there is one crucial point to

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September 21, 2026

Australian pensioners received an important financial update on 20 September 2026, with higher Age Pension payments and several other changes to Centrelink rules. The Federal Government says its broader September indexation package will provide additional support to more than 5.3 million Australians, with around $4 billion in additional social security payments flowing through the system.

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September 2, 2026

Australia has one of the largest retirement savings systems in the world. Yet new research suggests many Australians approaching or already in retirement still don’t feel financially secure. The 2026 AMP Retirement Confidence Pulse found that just 52% of Australians feel financially confident about retirement. That is only a modest improvement from 50% a year

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August 18, 2026

For many older Australians, the family home is by far their largest financial asset. Yet it is also an unusual asset. You may own a home worth $1 million, $1.5 million or more and still depend heavily on the Age Pension for day-to-day living expenses. At the same time, rising costs for home maintenance, healthcare,

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