Angela Giokaris 

Reverse Mortgage Broker, Sydney

Rated 4.9 stars

Angela Giokaris

Reverse Mortgage Broker

"I am a reverse mortgage specialist and am here to assist you in exploring your options.
I enjoy helping and supporting borrowers to take control of their financial future by providing clear, compassionate, and tailored financial guidance throughout the process, with a particular passion for empowering women to feel confident, informed, and supported in their financial decision-making."

About Angela Giokaris

Angela is a Reverse Mortgage Broker in Sydney, based in the Eastern Suburbs. She has over 15 years’ experience in financial services. Angela began her career in financial planning in 2011,  transitioning from commercial interior design with a strong focus on building long-term client relationships. Throughout her career, she has worked with a diverse range of clients, particularly retirees who are determined to remain in their family home while staying close to loved ones and enjoying a more comfortable retirement with reduced financial stress.

This experience led Angela to explore practical financial solutions that could better support her clients’ goals. After discovering the benefits of reverse mortgages, she developed a strong passion for helping clients understand how this type of lending can enhance retirement lifestyle options and provide greater financial flexibility.

Angela is especially passionate about supporting women as they navigate important financial decisions in later life. She is committed to empowering women to feel informed, confident, and in control of their financial future by providing clear, compassionate, and tailored guidance. Angela is approachable and values taking the time to truly understand her clients’ needs. She is committed to making the loan process as simple and stress-free as possible, ensuring clients feel supported and confident at every stage.

Outside of work, Angela enjoys spending time with her husband and two teenage children, and is always on the lookout to add new restaurants to her growing list of places to try.

Angela's Broker Performance Metrics

Reverse Loans by State

  • NSW

50.23%

  • QLD

21.66%

  • VIC

11.06%

  • ACT

0.92%

  • SA

14.81%

  • TAS

1.38%

  • WA

7.37%

Loan Approval Rate 40 % Customers served!

Industry-leading approval success rate

 Avg Borrower Age 40 Customers served!

Years (typical retirement age group)

 Avg Home Value $ 40 Customers served!

Average property valuation of clients

Meet Angela Giokaris

Watch this personal introduction to learn more about her approach.

Experience & Achievements

Loan Approval Rate 40  Joined Seniors First

Started career as Reverse Mortgage Broker

Loan Approval Rate 40 +   Years in Business

Established business owner and loan writer

Loan Approval Rate 40 +  Clients Helped

Successfully assisted over 500 families

Loan Approval Rate 40 %  Client Satisfaction

Committed to exceptional service

Areas of Specialization

Expert guidance for Over 55's home equity release and later-life finance

Complex deal scenarios

Mortgage refinances

Aged Care Finance

Living Expenses Support

Lender credit policies

Retirement funding

Qualifications & Accreditations

Member of FBAA (Finance Brokers Association of Australasia)

AFCA Registered (Australian Financial Complaints Authority)

Certificate IV in Mortgage Broking

Professionally Licensed Under ACL 388952

Completion of Seniors First 56-hour induction program

'Seniors Equity Release & Reverse Mortgage' AAMC Course 

Success Stories

Real examples of how Seniors First are changing lives for the better.

Home Renovation Dream Realized

$120,000

Margaret & John, 68 & 70
Bondi, NSW

Situation:

Wanted to renovate their family home of 40 years to age in place but were on a fixed pension.

Solution:

Secured $120,000 through a Reverse Mortgage to fund bathroom accessibility upgrades and kitchen renovation.

Outcome:

The couple now enjoys a modern, accessible home and can remain close to their children and grandchildren.

Debt-Free
Retirement

$85,000

Patricia, 72
Parramatta, NSW

Situation:

Struggling with credit card debt and personal loans totaling $85,000, causing significant stress.

Solution:

Consolidated all debts into a single Reverse Mortgage with lower effective interest.

Outcome:

Patricia is now debt-free and enjoys peace of mind with no monthly repayments required.

Home Renovation Dream Realized

$120,000

David & Susan, 65 & 63
North Sydney, NSW

Situation:

Always dreamed of a 3-month European trip but could not access their superannuation yet.

Solution:

Released $45,000 in home equity to fund their dream holiday.

Outcome:

The couple enjoyed the trip of a lifetime, creating memories with family in Europe.

What the clients say

Rated 4.9 stars on Google

Robert K. profile picture
Robert K.
3 months ago
Seema was extremely helpful and explain the process with us every step of the way.
Anyone thinking of a Reverse Mortgage to use Seema from Seniors First would find it advantageous to do.
Paul V. profile picture
Paul V.
3 months ago
Thank you Seema
Bruce C. profile picture
Bruce C.
3 months ago
Hi Angela

Thank you for all the help that you provided in this matter.

Your service was exemplary. You guided us in what could be a complicated and stressful process at our stage of life. Your assistance relieved us of those pressures.

We would recommend your service to anybody.

Thank you

Bruce & Judith
Colin B. profile picture
Colin B.
3 months ago
totally friendly and helpful through the whole process, thank you Angela
Karen J. profile picture
Karen J.
3 months ago
What initially felt like a daunting process, was made seamless and easy. My broker Palka ensured that I was well informed at every step of the application process and was always readily available to respond to my questions. I feel excited to be able to move forward with my plans now.
Lesley W. profile picture
Lesley W.
5 months ago
We were very happy with the speedy and professional service from Seniors First. They helped us navigate all the options available and sorted out the paper work, making it a simple operation to find and apply for the most suitable reverse mortgage for our needs. Highly recommend!
David B. profile picture
David B.
5 months ago
I was very happy with Seniors First to organize my affairs. Seema was a nice person to deal with and great at getting my application approved, she persisted with my lack of Technology and sending documents. Her experience and knowledge will guarantee success.
barry T. profile picture
barry T.
5 months ago
Understanding, deciding, facilitating and processing an application for a reverse mortgage is not a simple process, however having a Broker who works closely with you step by step is an absolute must have. We choose Seniors First based on peer and industry reviews coupled with the explanatory telecasts they provided explaining what was involved. Having decided to explore further we linked up with our Broker, Angela Giokaris via a lengthy phone discussion. Throughout the following weeks as the application process progressed we were confident that we were in good hands. Angela remained in contact every step of the way, openly ensuring we understood the pros and cons of a reverse mortgage and facilitated every step of the journey. Importantly, there were a couple of conditions from Heartland, our chosen bank, that we had issues with. Angela negotiated with Heartland on our behalf and secured the conditions we were chasing. We found Angela to be highly professional, very knowledgeable of the reverse mortgage product and banking generally. Importantly also, friendly, patient, considerate of our needs, thorough in detail and overall an absolute pleasure to work with. We are very happy with the end result and being able to convert our asset value to a cash value and opening the door to the rest of our lives. We would wholeheartedly recommend Seniors First, and in particular Angela to anyone who is considering going down this track. Barry.
Bobby Y. profile picture
Bobby Y.
5 months ago
I found the consultant from Senior first Richard Chapman, was extremely helpful and also very knowledgeable regarding reverse mortgages. He was always available to assist with any of out questions and or concerns. We found this process very smooth and seamless. My wife and I had many questions during this process, which were always handled with patience and understanding. I would recommend Senior First for anyone thinking about a reverse mortgage they make it easy.
Thanks guys.
Bobby Yarbrough
Ray and Carolyn D. profile picture
Ray and Carolyn D.
8 months ago
We were/are clients of Palka Kumar. We were impressed with her friendly nature and boundless knowledge of the industry. We had a number of Tele-conferences with her as she guided us through the process and let us know from the outset that she was with us the whole way through to conclusion. Palka was always available to answer any questions and kept us informed as the process went through the various stages. We have nothing but praise and appreciation for Palkas commitment to her clients. She always made us feel assured and relaxed about a sometimes daunting process. Outstanding.

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