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FREE Reverse Mortgage Guide

Learn how to release home equity safely, and save $1,000's. 

Do your own research. Get the eBook too. 

If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.

A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.

If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.

This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.

What's inside this FREE Reverse Mortgage guide?

The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008. 

Across thirty pages, this FREE guide reveals ten important 'secrets', including: 

Reverse Mortgage 'Pros' & 'Cons'

A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.

Which loan options are best 

Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.

Interest cost & repayment options 

Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.

How to borrow safely & responsibly

Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.

Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Colin Thompson
06:02 11 Apr 25
I was lucky to have my broker Palka Kumar assigned to me for my Reverse Mortage loan. I found Palka to be extremely professional and extremely helpful in all the aspects of securing my loan. I highly recommend her to any future customers of Seniors First.
Doug Coombes
06:31 07 Apr 25
I had a first and second mortgage that I needed to discharge in order to arrange a reverse mortgage. Adam Oakley from Seniors First assisted me with the entire process. Thanks to Adam the transition went smoothly, and I was able to achieve my goals.
Jakes Rudoph
04:53 07 Apr 25
I had a First-Class experience with Seniors First thanks to Adam Oakley, my Broker: From the start of the process, he demonstrated knowledge and insight into my particular needs and throughout maintained an exceptional level of support and empathy. I have no hesitation in recommending Seniors First and in particular Adam Oakley for anyone considering a Reverse Mortgage.
Veronica Scannell
04:06 07 Apr 25
Seniors First provided a great service when I applied for my reverse mortgage.My advisor, Adam made the experience easy and was most helpfulAdams warmth and caring during the process was much appreciated.Ron WA.
L.E
23:43 03 Apr 25
Palka was fantastic and helped me through the process with great patience and understanding. She was very thorough and always helpful and a phone call away if I needed anything. Yes, it's possible to do this without a broker, but for me it was money very well spent as I would not have known about the options available or pitfalls to avoid. I was never pressured into anything, was given numerous options, and the process was explained in great detail. I definitely recommend Seniors First.
Nathan Russell
04:36 02 Apr 25
Our application was managed extremely well by Palka, our broker from Seniors First. Her insight and experience enabled my wife and I have confidence in the entire process. She led our interaction with Inviva, and with a very experience solicitor, allowing the process to arrive at a positive conclusion. Thank you again Palka.
Philip Cram
06:13 24 Mar 25
My wife and I wanted to establish a Line of Credit or Reverse Mortgage to consolidate our debt and a little more for our floating home repairs.We contacted 2 brokers who did not have products that we could use. But the second broker referred us to Angela Giokaris. Angela was so helpful , took time to explain everything to us and made sure we understood how the process works and our obligations...Seniors First have improved our life style considerably.
Ian Hawkins
23:17 17 Mar 25
Process was well communicated and Angela Giokaris assisted throughg the entire process ensuring it went smoothly and well planned. Angela was very attentive and informative making the process from initial discussion to settlement well supported providing little useful tips along the way. Highly recommended.
Peter Doak
21:15 16 Mar 25
A lengthy process but handled very professionally throughout.Was kept up to date and each step was explained and made very easy.Would highly recommend their services and Andrew was exceptional.
Johanne Slattery
11:55 06 Mar 25
Dealing with Bill James was a pleasant and efficient process. Bill assisted me above and beyond to achieve a successful outcome.I highly recommend dealing with him and benefiting from his knowledge of the market.
Brian Hughes
06:30 05 Mar 25
Recently I had the pleasure of takeing a reverse mortage out with Seniors First for the very first time. I found Seniors First to be more than helpful to go the extra mile to take the time to explain all the aspects of doing so with them. I had the major assistance of Broker Dean Hukins who I found to be a great represenative of Seniors First and would reconmend anyone comsidering taking a reverse mortage to try Seniors First .
Barb Owen
09:47 03 Mar 25
Linda Alexander
07:12 24 Feb 25
Andrew has surpassed all expectations. It was not easy for him however he came through with flying colours. I would recommend him to anyone that needs prompt help with expert information. We thank you.
Poo Guy
21:23 19 Feb 25
Our broker Adam Oakley was fantastic. He was always prompt to answer any questions we had. Which made the process so easy.
Andrew Robinson
00:15 13 Feb 25
I have recently obtained a reverse mortgage from seniors first,Palka Kuma was my contact and from start to finish she was absolutely amazing being so committed to ensure a positive outcome,her knowledge and patience was excellent,thank you Palka and seniors first.🙏
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