FREE Reverse Mortgage Guide
Learn how to release home equity safely, and save $1,000's.
Do your own research. Get the eBook too.
If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.
A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.
If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.
This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.
What's inside this FREE Reverse Mortgage guide?
The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008.
Across thirty pages, this FREE guide reveals ten important 'secrets', including:
Reverse Mortgage 'Pros' & 'Cons'
A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.
Which loan options are best
Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.
Interest cost & repayment options
Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.
How to borrow safely & responsibly
Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.
Rated 4.9 stars on
“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”
Deborah Collett
Andrew was very helpful and patient when it came to applying for our reverse mortgage on line. He always made us feel like we had his whole attention and never kept us waiting when we had any queries or problems with the forms. Would recommend him to anybody.
We recently worked with Seema at Seniors First - Reverse Mortgage Brokers and her service was EXCEPTIONAL! She explained the process clearly, kept us informed every step of the way, and ensured we were comfortable with the progress of our application. Thanks to Seema, we achieved a great outcome! Highly recommend Seniors First and Seema - thanks for making a big decision feel easy!
From the moment we called and spoke with Adam Oakley at Seniors First about a reverse mortgage, we were made to feel very comfortable with his warm, but honest approach. We were able to ask questions without feeling pressured and the amount of knowledge and information Adam shared with us, made the decision making so much easier. Another valuable trait of Adam’s is in his communication. He shared his direct line with us and when he wasn’t available, always returned our calls and answered emails promptly.
Adam walked us through each step of the process with ease, and we never felt alone at anytime. His recommendations were professional and unbiased and we didn’t hesitate to listen to his advice. I don’t know of any other bank or financial institution that would take the time and so much care, to ensure that their clients were happy. We certainly are, we can’t recommend Adam Oakley at Seniors First enough. It was a very big, life changing decision we had to consider and we feel grateful to have found Adam to see it through with us. Once again, thank you Adam for your time and patience. We couldn’t be happier. You are a true professional.
Adam walked us through each step of the process with ease, and we never felt alone at anytime. His recommendations were professional and unbiased and we didn’t hesitate to listen to his advice. I don’t know of any other bank or financial institution that would take the time and so much care, to ensure that their clients were happy. We certainly are, we can’t recommend Adam Oakley at Seniors First enough. It was a very big, life changing decision we had to consider and we feel grateful to have found Adam to see it through with us. Once again, thank you Adam for your time and patience. We couldn’t be happier. You are a true professional.
I recently applied for a Reverse Mortgage through Seniors First and would have to say it was the easiest loan I have ever got in my life.
Between Seniors First and my Broker Adam Oakley they made the whole application from start to finish a breeze.
The Professionalism and Guidance I got from Adam to make sure I understood everything before he advised on the right product that best suited me.
I would highly recommend Seniors First and Adam to anyone interested in a Reverse Mortgage.
Between Seniors First and my Broker Adam Oakley they made the whole application from start to finish a breeze.
The Professionalism and Guidance I got from Adam to make sure I understood everything before he advised on the right product that best suited me.
I would highly recommend Seniors First and Adam to anyone interested in a Reverse Mortgage.
Exceptional Service from Seema – Seniors First
I had an outstanding experience working with Seema at Seniors First. She was professional, patient, and incredibly knowledgeable, guiding me through every step of the process with care and understanding. Seema made what could have been a stressful experience feel smooth and straightforward. Her communication was excellent, and she always took the time to explain things clearly. I truly appreciate her kindness and dedication — highly recommend Seema and Seniors First for anyone looking for honest and supportive financial advice.
I had an outstanding experience working with Seema at Seniors First. She was professional, patient, and incredibly knowledgeable, guiding me through every step of the process with care and understanding. Seema made what could have been a stressful experience feel smooth and straightforward. Her communication was excellent, and she always took the time to explain things clearly. I truly appreciate her kindness and dedication — highly recommend Seema and Seniors First for anyone looking for honest and supportive financial advice.
Thank you to Palka for all you have done to give advise and secure a Reverse Mortgage.
You have given me outstanding service, guidance and help. You made clear to me the advantages, disadvantages and outcomes of a Reverse Mortgage.
You reassured me about the right timing and steps to take in the whole process.
I couldn't be more grateful and very satisfied knowing that my home loan is paid and I have enough to live comfortably.
You have given me outstanding service, guidance and help. You made clear to me the advantages, disadvantages and outcomes of a Reverse Mortgage.
You reassured me about the right timing and steps to take in the whole process.
I couldn't be more grateful and very satisfied knowing that my home loan is paid and I have enough to live comfortably.
My experience with Adam Oakley at Seniors First was exceptional. He explained everything in detail to me and made me feel comfortable and confident with my choices. I would highly recommend both Adam and Seniors First to anyone considering a reverse mortgage.
Angela was outstanding in her dealings with us. She was extremely thorough, helped us work through our application, made sure we understood the whole process. She was with us all the way, maintaining regular contact. Angela made it a comfortable seamless experience.
I can’t speak highly enough of Seniors First Reverse Mortgage Brokers. From the moment I made contact with them regarding a possible application for a Reverse Mortgage
I felt extremely comfortable working through the process. There was no pressure to continue but I am extremely glad I decided to proceed.
Seniors First were very considerate and concerned that I completely understood the pros and cons of the decision I was making. I felt at ease discussing the very involved process through very friendly and supportive phone conversations and via many emails. I greatly appreciated how I was kept up to date with the applications progress. Contact about any concerns was always welcome.
I unreservedly recommend their thorough unquestionable service. I am amazed at how smooth the process was, especially as it resulted in a very positive outcome.
Thank you for your friendly, unbelievable guidance and support.
I felt extremely comfortable working through the process. There was no pressure to continue but I am extremely glad I decided to proceed.
Seniors First were very considerate and concerned that I completely understood the pros and cons of the decision I was making. I felt at ease discussing the very involved process through very friendly and supportive phone conversations and via many emails. I greatly appreciated how I was kept up to date with the applications progress. Contact about any concerns was always welcome.
I unreservedly recommend their thorough unquestionable service. I am amazed at how smooth the process was, especially as it resulted in a very positive outcome.
Thank you for your friendly, unbelievable guidance and support.
I don’t normally write reviews, it’s never that often that I come across great people, or companies as a whole. I just want to set a scene so to speak, because I know anyone reading this is in the same place I was in. The past few years have had some of the most challenging health issues, then chuck in a hip replacement on top. The last 12 months have been the most expensive. My home is literally crumbling down around me, I won’t list things, it will make your mind boggle.
I had heard about reverse mortgages a number of times over the past couple of years, very different from a standard mortgage. It made me a little nervous, but I did research. I rang a couple of brokers, what’s your email, if you have any questions, ring me back.
Adam Oakley from Seniors First, was the first one to truly speak to me. Answered all my weird questions, gave me so much information, and helped me all the way. Some critical information such as Centrelink, I checked up on. Adam was spot on with what he had told me. Do your own research, government web sites, brokers, and lenders so you can understand what is being explained. Taking on anything financial is a huge step, being guided (handheld, in my case) by Adam is a blessing.
I had heard about reverse mortgages a number of times over the past couple of years, very different from a standard mortgage. It made me a little nervous, but I did research. I rang a couple of brokers, what’s your email, if you have any questions, ring me back.
Adam Oakley from Seniors First, was the first one to truly speak to me. Answered all my weird questions, gave me so much information, and helped me all the way. Some critical information such as Centrelink, I checked up on. Adam was spot on with what he had told me. Do your own research, government web sites, brokers, and lenders so you can understand what is being explained. Taking on anything financial is a huge step, being guided (handheld, in my case) by Adam is a blessing.
We had an excellent experience dealing with Seniors First and their consultant Adam Oakley. The information provided to help us make a final decision was first class. Adam is very knowledgeable open and fast to respond. I highly recommend Seniors First.
I had a very positive experience with Seniors First when arranging my reverse mortgage.
The kindness and understanding shown by my broker made the entire process smooth and reassuring. He truly listened to my needs and worked hard to achieve the best possible outcome for my situation. I’m genuinely grateful for the support I received and would highly recommend Seniors First for anyone considering their financial options in later life.
The kindness and understanding shown by my broker made the entire process smooth and reassuring. He truly listened to my needs and worked hard to achieve the best possible outcome for my situation. I’m genuinely grateful for the support I received and would highly recommend Seniors First for anyone considering their financial options in later life.
Seniors first reverse mortgage definitely ticks all the boxes as a gold star product.
Richard Chapman explained very clearly from the outset how this works and held our hands throughout the whole process, even when it got a little tricky with an outstanding level of professionalism and patience i might add.
If you are reading this and are contemplating a reverse mortgage look no further call Richard Chapman at seniors first.....first.
Richard Chapman explained very clearly from the outset how this works and held our hands throughout the whole process, even when it got a little tricky with an outstanding level of professionalism and patience i might add.
If you are reading this and are contemplating a reverse mortgage look no further call Richard Chapman at seniors first.....first.
Don't know what I would have done if it wasn't for Angela. She's really good at what shes does and she spooned fed me all the way to settlement. I have no hesitation in recommending Seniors First & especially Angela, where speaking with her was like speaking with a friend. Great girl & honestly she will be my first point of call should I have another adventure.
I'd like to sincerely thank Adam Oakley from Seniors First who'd help me secure my reverse mortgage with Inviva.Adam was very thorough and professional when guiding me through all the steps. Adam constantly created a lot of confidence and showed a personal interest and patience during his follow-up. I highly recommend Adam from Seniors First if you family or friends are contemplating a reverse mortgage. Thank you again Adam. Geoffrey Lam.
Industry Awards & Recognition
Senior's First has developed a reputation as an award-winning Reverse Mortgage broker, and a trusted name among public policy organisations, the aged care industry, senior’s groups, older borrowers and their families.
Offices
Suite 68, 89-97 Jones St Ultimo NSW 2007
Level 8, 90 Collins Street Melbourne VIC 3000
Level 38/71 Eagle Street Brisbane QLD 4000
Legal
Credit Licence 388952
FBAA Member 104356
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