What is the Seniors First Reverse Mortgage Secrets Guide?

The Seniors First Reverse Mortgage Secrets Guide is a free eBook designed for Australian seniors and retirees. It provides comprehensive information on how to release home equity safely through a Reverse Mortgage, helping you understand the process, benefits, and considerations involved. This guide has been downloaded more than 30,000 times

What topics are covered in the guide?

The guide covers ten important 'secrets' across thirty pages, including: Reverse Mortgage 'Pros' & 'Cons', different loan options available, interest cost, how to minimise interest, repayment options, and how to borrow safely and responsibly.

Who is the guide intended for?

The guide is intended for Australian seniors or those nearing retirement who are considering a Reverse Mortgage to fund their retirement living. It's especially useful for individuals whose wealth is primarily tied up in their family home.

Is there any cost or obligation to download the guide?

No, the guide is offered without any obligation or cost. It's a free resource to help you make an informed decision about Reverse Mortgages.

How can I download the Seniors First Reverse Mortgage Guide?

You can download the guide by visiting the Seniors First website at https://seniorsfirst.com.au/reverse-mortgage/download-free-guide/ and following the instructions provided.

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FREE Reverse Mortgage Guide

Learn how to release home equity safely, and save $1,000's.

Do your own research. Get the eBook too.

If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.

A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.

If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.

This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.

What's inside this FREE Reverse Mortgage guide?

The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008.

Across thirty pages, this FREE guide reveals ten important 'secrets', including:

Reverse Mortgage 'Pros' & 'Cons'

A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.

Which loan options are best

Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.

Interest cost & repayment options

Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.

How to borrow safely & responsibly

Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.

Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Mick G.

4 days ago

Both my wife and myself were Extremely pleased with the professional service we received from Seniors First Representative Ms Seema Baram . We can highly recommend Seema to anyone looking for a Reverse Morgage . Regards Mick and Ally Guerin

stephen G.

4 days ago

We have just comeing into the last bit of my reverse mortgage. Trying to contact my broker, or anyone from first mortgage to fix a couple of hickups and the broker has not answered my frantic calls. All they say is to leave a voice message and some one will call you back . Still waiting !! Trying to sort out the problem with the the bank is also very trying. This process has now gone on for around 3 months now, so close and yet so far. No help from

Michelle P.

6 days ago

Palka has been incredibly helpful and supportive during the whole process of applying for the reverse mortgage. She explained everything very thoroughly and has been responsive to all our questions. We cannot recommend her highly enough. Thank you Palka 😍😍

Tina G.

1 week ago

Palka was very helpful, informative and supportive throughout the whole process. Would highly recommend her!

Jacqueline K.

1 week ago

I received outstanding service from Adam Oakley at Seniors First. With extensive experience in customer value creation, I do not say that lightly. Adam treated me with dignity and respect. He listened carefully, understood the outcomes I was seeking, and thoughtfully translated that understanding into a solution genuinely suited to my circumstances. His knowledge, sound judgement and professionalism inspired confidence throughout. It was an exceptional experience, in every respect, and I would recommend Adam and Seniors First without hesitation. Jacqueline Kelly

Beth M.

2 weeks ago

We recently used Seniors First to organise a Reverse Mortgage. Our agent was Cheryl Maclean who guided us through the whole process with absolute professionalism with the 'human touch' first & foremost. We would recommend both Seniors First & Cheryl Maclean if you are thinking of a Reverse Mortgage as it's a big decision to make & one that suited our circumstances.

Desley

2 weeks ago

Palka from Seniors First was extremely helpful and supportive through the entire process. She was helpful and able to explain any questions I had and supported me through the whole process. I would definitely recommend her services.

Peta R.

3 weeks ago

I was extremely pleased with all the help i received from Adam at Seniors First. He was patient and understanding with my questions. I would recommend him to my friends should they need to go down this path.

Mike “Magyarmeister.” R.

3 weeks ago

My experience with Seniors First has been exceptional. My dealings with my personal broker Palka Kumar have been and are excellent. Palka has been a wonderful person to deal with and has been extremely helpful in all aspects of the process. Thank you.

Sue T.

3 weeks ago

I am been blown away with all aspects of the experience with your company and the lovely and helpful staff

victor D.

3 weeks ago

Seema provided timely and useful consulting support throughout the setup process. She was a pleasure to work with.

Stephen B.

3 weeks ago

We would like to thank Cheryl for all her help and her excellent way of looking after every detail of the process. From start to the finish of the application she was amazing. Cannot thank her enough.

Judith T.

4 weeks ago

I would highly recommend Seniors First to anyone who is uncertain where to start in the reverse mortgage process. Their website is excellent. Adam Oakley made the application process so clear and precise. He was very knowledgeable and ever so patient in answering all my questions and explaining all the various options available. Thank you Adam for creating such a positive experience. My family and I are very happy with the outcome. Much appreciated…Judy

evelyn G.

4 weeks ago

From start to finish going through the whole process of the loan I found Cheryl Maclean has helped me greatly with every aspect of it she has always been accessible when ever I had a question that I was not sure of and it didn't matter what time it was so I would highly recommend Cheryl from Seniors First the place to go if you are thinking of a Reverse Mortgage Broker

Glenn R.

1 month ago

Andrew has been outstanding. He has assisted us in a professional manner and was always across our needs. We are very impressed and would recommend him to anyone seeking a capable broker.

Dana H.

1 month ago

Palka Kumar has made the process of applying for a reverse mortgage very easy. She has been extremely helpful, patient and was available at all times to explaining the whole process to us. I highly recommend Palka to anyone who is interested in applying for a reverse mortgage.

Lisa H.

1 month ago

Greg was excellent and guided me through the process which can be long and complex

paul B.

1 month ago

Having selected Seniors First as our broker, Seema took on our case and we are glad she did, Guiding us through the process, with person to person communication together with the Serah portal. Tks Seema.

Stephen L.

1 month ago

Palka Kumar brokered with us for the best options to take out a Reverse mortgage loan. We found her to be fully conversed with the process and able to answer every question we had about concerns. Always very pleasant and helpful, taking the stress out of what is a very big decision to make. Thank you Palka for your assistance and we would recommend you to anyone wanting to talk on this subject and financing in general.

Ian B.

1 month ago

At age 86 I was surprised to find that the bank I relied on for eighty years no longer provided reverse mortgages. Although very wary of the web I searched and found Seniors First which appeared well respected. My journey through the application process and the complications presented by an existing Government HEAS loan has been guided every step of the way to completion by their R. M. Specialist Cheryl Maclean. Thank you Cheryl and Seniors First – 100%.

Ramsay S.

1 month ago

Professional, caring, and very pleasant indeed! I don’t think there are many people out there who work with such dedication, and this is my second reverse mortgage signed successfully with Palka.

Industry Awards & Recognition

Senior's First has developed a reputation as an award-winning Reverse Mortgage broker, and a trusted name among public policy organisations, the aged care industry, senior’s groups, older borrowers and their families.