FREE Reverse Mortgage Guide

Learn how to release home equity safely, and save $1,000's. 

Do your own research. Get the eBook too. 

If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.

A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.

If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.

This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.

What's inside this FREE Reverse Mortgage guide?

The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008. 

Across thirty pages, this FREE guide reveals ten important 'secrets', including: 

Reverse Mortgage 'Pros' & 'Cons'

A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.

Which loan options are best 

Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.

Interest cost & repayment options 

Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.

How to borrow safely & responsibly

Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.

Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Peter Doak
21:15 16 Mar 25
A lengthy process but handled very professionally throughout.Was kept up to date and each step was explained and made very easy.Would highly recommend their services and Andrew was exceptional.
Johanne Slattery
11:55 06 Mar 25
Dealing with Bill James was a pleasant and efficient process. Bill assisted me above and beyond to achieve a successful outcome.I highly recommend dealing with him and benefiting from his knowledge of the market.
Brian Hughes
06:30 05 Mar 25
Recently I had the pleasure of takeing a reverse mortage out with Seniors First for the very first time. I found Seniors First to be more than helpful to go the extra mile to take the time to explain all the aspects of doing so with them. I had the major assistance of Broker Dean Hukins who I found to be a great represenative of Seniors First and would reconmend anyone comsidering taking a reverse mortage to try Seniors First .
Barb Owen
09:47 03 Mar 25
Linda Alexander
07:12 24 Feb 25
Andrew has surpassed all expectations. It was not easy for him however he came through with flying colours. I would recommend him to anyone that needs prompt help with expert information. We thank you.
Poo Guy
21:23 19 Feb 25
Our broker Adam Oakley was fantastic. He was always prompt to answer any questions we had. Which made the process so easy.
Andrew Robinson
00:15 13 Feb 25
I have recently obtained a reverse mortgage from seniors first,Palka Kuma was my contact and from start to finish she was absolutely amazing being so committed to ensure a positive outcome,her knowledge and patience was excellent,thank you Palka and seniors first.🙏
L ALLARD
00:17 10 Feb 25
Being new to the concept of getting a reverse mortgage, Bill James was a fantastic advisor. He was honest about the advantages and disadvantages, and showed sound knowledge and expertise.I can highly recommend Bill, he was a delight to deal with.
Karin Wise-Jarvis
21:26 03 Feb 25
Seema was very helpful with my application, but best of all, she was always available to answer my calls and many questions.A great lady to deal with- highly recommended.
Noel Rippon
02:51 22 Jan 25
Totally professional experience.I wish to thank Andrew Cate for guiding us through the complexities of our equity loan.Andrew delivered thorough, informative advice & instructions while maintaining a clear dialogue, (In layman's terms) ,that we could understand.Even when we were unclear on some points, he displayed patience & understanding clarifying matters, which we found very reassuring.I cant speak highly enough of Andrew's professionalism and approachable manner." One of the best in the business".CheersNoel & Jenny
Thank you so much to Richard from Seniors First for guiding my Mum through the very complex process of applying for a Reverse Mortgage so she could stay in the home she loves so much. So glad we had his direction as the process was very different to a standard mortgage and took significantly longer than we anticipated at the beginning. Very happy with the outcome and highly recommend engaging Seniors First to help with the process.
Thomas van Oosterom
19:56 09 Jan 25
Palka of Seniors First acted as my wife and I’s broker to advise and guide us through the process of obtain a Reverse Mortgage. Her knowledge, experience, patience and dedication to the process was quite incredible. We have both been involved in careers at a reasonable level and Palka proved to be one of the best and most professional person we have ever dealt with. We highly recommend her and her services. Thomas & Kim
Marilyn Carstens
04:06 07 Jan 25
Palka is an amazing person and so caring and helpful. I would highly recommend her anytime
Sharon Hutchinson
01:56 07 Jan 25
I was so impressed with the service provided by Seniors First broker Angela Giorkaris. I was kept informed of progress throughout. Thank you
Rhondda Deer
12:37 04 Jan 25
Thank you to Seniors First and especially to Dean Hukins for your guidance through my reverse mortgage application. Dean was always available to help with any questions and concerns and made a daunting process very easy. Everything went through without a hitch. Thanks again Dean.
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