FREE Reverse Mortgage Guide
Learn how to release home equity safely, and save $1,000's.
Do your own research. Get the eBook too.
If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.
A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.
If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.
This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.
What's inside this FREE Reverse Mortgage guide?
The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008.
Across thirty pages, this FREE guide reveals ten important 'secrets', including:
Reverse Mortgage 'Pros' & 'Cons'
A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.
Which loan options are best
Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.
Interest cost & repayment options
Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.
How to borrow safely & responsibly
Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.
Rated 4.9 stars on
“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”
Deborah Collett
Negotiating a Reverse Mortgage with Adam Oakley was considerably easier than we expected.
Adam was quick to allay our hesitance in dealing with an interstate broker and subsequent technological challenges including biometric ID.
Adam provided sound advice on the product best suited to our circumstances and maintained regular contact with us ensuring we were comfortable with the process and updating us on the progress of our application.
We researched reverse mortgages before committing and were impressed with Seniors Firsts webinars, FAQs and online information.
We look forward to maintaining contact with Seniors First and Adam in forthcoming years in reviewing our loan to ensure that it meets our future requirements.
Adam was quick to allay our hesitance in dealing with an interstate broker and subsequent technological challenges including biometric ID.
Adam provided sound advice on the product best suited to our circumstances and maintained regular contact with us ensuring we were comfortable with the process and updating us on the progress of our application.
We researched reverse mortgages before committing and were impressed with Seniors Firsts webinars, FAQs and online information.
We look forward to maintaining contact with Seniors First and Adam in forthcoming years in reviewing our loan to ensure that it meets our future requirements.
I did quite a bit of research on reverse mortgages and also watched at least 6 webinars on line before contacting Seniors First. I was put in touch with one of their brokers (Palka Kumar). She was very professional and knowledgeable about the whole process of setting up the reverse mortgage. I live in Tasmania but this was not a problem and in a matter of weeks everything was approved - I had the ideal criteria for this product and my wife and I are extremely pleased with the entire way the business was conducted. Seniors First know what they are doing and we thank you for all your assistance.
My husband and i have recently used Seniors First for securing a loan for the purchase of a new car. We were lucky to be assisted by Palka who has been wonderful since we first made contact wirh Seniors First. Palka has been incredibly helpful, has explained very clearly what we need to do, and has "held my hand" on several occoasions. Grateful thanks to Palka for her dedication to her clients.
Very good company to deal with. The consultant Adam Oakley was excellent. He was transparent and informative, polite and attentive. Could not recommend highly enough. He made a difficult situation easy and helped us old guys through the technology.
Thank you, Angela, for your great support in helping us secure a Reverse Mortgage.
You were professional and knowledgeable in all our dealings and kept us in the picture at every stage of the process to ensure a smooth Reverse Mortgage journey.
You also clearly communicated all the options available on Reverse Mortgages so we could make fully informed decisions.
Most importantly, you quickly responded to and answered all our questions ( and there were many ! )
We strongly recommend Angela at Seniors First to all potential clients.
You were professional and knowledgeable in all our dealings and kept us in the picture at every stage of the process to ensure a smooth Reverse Mortgage journey.
You also clearly communicated all the options available on Reverse Mortgages so we could make fully informed decisions.
Most importantly, you quickly responded to and answered all our questions ( and there were many ! )
We strongly recommend Angela at Seniors First to all potential clients.
Right from the beginning Palka Kumar was fantastic. She ensured that we really understood the process, kept us informed, provided the appropriate links. Ensured that we ticked all the right boxes etc.
nothing was too much trouble
Her high level of professionalism and empathetic manner was always reassuring and for that we were fortunate to have her as our broker
nothing was too much trouble
Her high level of professionalism and empathetic manner was always reassuring and for that we were fortunate to have her as our broker
Not knowing where to start refinancing our Reverse Mortgage, we saw Seniors First add and decided to try them for a starting point. We were lucky enough to have Adam Oakly assigned to our case. He did research & found the most suitable Reverse Mortgage lender that suited our cause. Adam was a great help & kept in contact until our loan was approved. Seniors First & Adam did a great job! Would most definitely recommend them. Brian & Pat.
We were/are clients of Palka Kumar. We were impressed with her friendly nature and boundless knowledge of the industry. We had a number of Tele-conferences with her as she guided us through the process and let us know from the outset that she was with us the whole way through to conclusion. Palka was always available to answer any questions and kept us informed as the process went through the various stages. We have nothing but praise and appreciation for Palkas commitment to her clients. She always made us feel assured and relaxed about a sometimes daunting process. Outstanding.
Andrew was very helpful and patient when it came to applying for our reverse mortgage on line. He always made us feel like we had his whole attention and never kept us waiting when we had any queries or problems with the forms. Would recommend him to anybody.
We recently worked with Seema at Seniors First - Reverse Mortgage Brokers and her service was EXCEPTIONAL! She explained the process clearly, kept us informed every step of the way, and ensured we were comfortable with the progress of our application. Thanks to Seema, we achieved a great outcome! Highly recommend Seniors First and Seema - thanks for making a big decision feel easy!
From the moment we called and spoke with Adam Oakley at Seniors First about a reverse mortgage, we were made to feel very comfortable with his warm, but honest approach. We were able to ask questions without feeling pressured and the amount of knowledge and information Adam shared with us, made the decision making so much easier. Another valuable trait of Adam’s is in his communication. He shared his direct line with us and when he wasn’t available, always returned our calls and answered emails promptly.
Adam walked us through each step of the process with ease, and we never felt alone at anytime. His recommendations were professional and unbiased and we didn’t hesitate to listen to his advice. I don’t know of any other bank or financial institution that would take the time and so much care, to ensure that their clients were happy. We certainly are, we can’t recommend Adam Oakley at Seniors First enough. It was a very big, life changing decision we had to consider and we feel grateful to have found Adam to see it through with us. Once again, thank you Adam for your time and patience. We couldn’t be happier. You are a true professional.
Adam walked us through each step of the process with ease, and we never felt alone at anytime. His recommendations were professional and unbiased and we didn’t hesitate to listen to his advice. I don’t know of any other bank or financial institution that would take the time and so much care, to ensure that their clients were happy. We certainly are, we can’t recommend Adam Oakley at Seniors First enough. It was a very big, life changing decision we had to consider and we feel grateful to have found Adam to see it through with us. Once again, thank you Adam for your time and patience. We couldn’t be happier. You are a true professional.
I recently applied for a Reverse Mortgage through Seniors First and would have to say it was the easiest loan I have ever got in my life.
Between Seniors First and my Broker Adam Oakley they made the whole application from start to finish a breeze.
The Professionalism and Guidance I got from Adam to make sure I understood everything before he advised on the right product that best suited me.
I would highly recommend Seniors First and Adam to anyone interested in a Reverse Mortgage.
Between Seniors First and my Broker Adam Oakley they made the whole application from start to finish a breeze.
The Professionalism and Guidance I got from Adam to make sure I understood everything before he advised on the right product that best suited me.
I would highly recommend Seniors First and Adam to anyone interested in a Reverse Mortgage.
Palka Kumar assisted us through the whole process, to its completion. She was brilliant. Without her assistance, the application would have been so difficult. But she guided us at every step to completion. What wonderful service - always available with wise advice, and encouragement along the way. Thank you Palka for your counsel and help. Mike and Loris.
Exceptional Service from Seema – Seniors First
I had an outstanding experience working with Seema at Seniors First. She was professional, patient, and incredibly knowledgeable, guiding me through every step of the process with care and understanding. Seema made what could have been a stressful experience feel smooth and straightforward. Her communication was excellent, and she always took the time to explain things clearly. I truly appreciate her kindness and dedication — highly recommend Seema and Seniors First for anyone looking for honest and supportive financial advice.
I had an outstanding experience working with Seema at Seniors First. She was professional, patient, and incredibly knowledgeable, guiding me through every step of the process with care and understanding. Seema made what could have been a stressful experience feel smooth and straightforward. Her communication was excellent, and she always took the time to explain things clearly. I truly appreciate her kindness and dedication — highly recommend Seema and Seniors First for anyone looking for honest and supportive financial advice.
Thank you to Palka for all you have done to give advise and secure a Reverse Mortgage.
You have given me outstanding service, guidance and help. You made clear to me the advantages, disadvantages and outcomes of a Reverse Mortgage.
You reassured me about the right timing and steps to take in the whole process.
I couldn't be more grateful and very satisfied knowing that my home loan is paid and I have enough to live comfortably.
You have given me outstanding service, guidance and help. You made clear to me the advantages, disadvantages and outcomes of a Reverse Mortgage.
You reassured me about the right timing and steps to take in the whole process.
I couldn't be more grateful and very satisfied knowing that my home loan is paid and I have enough to live comfortably.
Industry Awards & Recognition
Senior's First has developed a reputation as an award-winning Reverse Mortgage broker, and a trusted name among public policy organisations, the aged care industry, senior’s groups, older borrowers and their families.
Offices
Suite 68, 89-97 Jones St Ultimo NSW 2007
Level 8, 90 Collins Street Melbourne VIC 3000
Level 38/71 Eagle Street Brisbane QLD 4000
Legal
Credit Licence 388952
FBAA Member 104356
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