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Check Eligibility

FREE Reverse Mortgage Guide

Learn how to release home equity safely, and save $1,000's. 

Do your own research. Get the eBook too. 

If you are an Australian senior or nearing retirement, chances are most of your wealth is ‘locked up' in the family home.

A Reverse Mortgage loan allows you to release some of this home equity – without the need to sell the property – so you can access cash.

If you are considering a Reverse Mortgage to fund retirement living, you should first do your own research. It's important you are well-informed before you apply.

This eBook will help you understand “how a Reverse Mortgage works” and is offered without any obligation or cost.

What's inside this FREE Reverse Mortgage guide?

The 'Reverse Mortgage Secrets" eBook has been downloaded by 20,000+ Australians since 2008. 

Across thirty pages, this FREE guide reveals ten important 'secrets', including: 

Reverse Mortgage 'Pros' & 'Cons'

A Reverse Mortgage loan, also known as a home equity release loan, has pros and cons. You need to consider your needs, retirement goals, and other circumstances that are unique to you.

Which loan options are best 

Different Reverse Mortgage lenders offer a variety of loan options. Learn how you can save money by getting the most suitable loan structure in place.

Interest cost & repayment options 

Learn how interest is calculated, and triggers for repayment. Understand the difference between ‘capitalised' & 'compounding' interest. Find out when & how to repay a Reverse Mortgage.

How to borrow safely & responsibly

Getting a Reverse Mortgage loan can significantly improve your quality of life. However, you must plan and consider other factors such as long-term costs, Centrelink treatment, future aged care needs, and more.

Rated 4.9 stars on

“Sincere thanks to Andrew and Seniors First .. the loan has been life changing.”

Deborah Collett

Melanie and Jeremy Dosser
00:09 10 Jan 25
Thank you so much to Richard from Seniors First for guiding my Mum through the very complex process of applying for a Reverse Mortgage so she could stay in the home she loves so much. So glad we had his direction as the process was very different to a standard mortgage and took significantly longer than we anticipated at the beginning. Very happy with the outcome and highly recommend engaging Seniors First to help with the process.
Thomas van Oosterom
19:56 09 Jan 25
Palka of Seniors First acted as my wife and I’s broker to advise and guide us through the process of obtain a Reverse Mortgage. Her knowledge, experience, patience and dedication to the process was quite incredible. We have both been involved in careers at a reasonable level and Palka proved to be one of the best and most professional person we have ever dealt with. We highly recommend her and her services. Thomas & Kim
Marilyn Carstens
04:06 07 Jan 25
Palka is an amazing person and so caring and helpful. I would highly recommend her anytime
Sharon Hutchinson
01:56 07 Jan 25
I was so impressed with the service provided by Seniors First broker Angela Giorkaris. I was kept informed of progress throughout. Thank you
Rhondda Deer
12:37 04 Jan 25
Thank you to Seniors First and especially to Dean Hukins for your guidance through my reverse mortgage application. Dean was always available to help with any questions and concerns and made a daunting process very easy. Everything went through without a hitch. Thanks again Dean.
md hasib
09:33 29 Dec 24
Michelle Banyai
23:04 27 Dec 24
We found the service provided was exceptional, from initial online enquiry to settlement. Calls were returned promptly and emails were answered clearly. Greg kept in touch throughout the entire process which was made easy because of his assistance. Would highly recommend Seniors First if you are considering a reverse mortgage.
Maurie
08:02 24 Dec 24
Richard Chapman couldn’t have been more helpful in explaining everything in a way we could understand. He was very patient! We would highly recommend him.
Kim Kennell
04:48 18 Dec 24
Our experience with Bill James from Seniors First was reassuring, pleasant and professional. Highly recommended
Norma Matheson
07:04 14 Dec 24
Bill James at Seniors First was very responsive and easy to deal with. He helped us every step of the way and worked hard to find the most suitable mortgage provider for our circumstances and make sure we were able to negotiate all the documentation requirements smoothly. We are appreciative of his time and patience. Highly recommended
owen downie
05:30 13 Dec 24
Palka Kuma is just a ray of sunshine she is conscientious, very competent in her field, accurate and above all a great listener. Throughout our attempt so secure a reverse mortgage she has given us great advice and guidance I have no hesitation in recommending her as a great broker
Ian Fletcher
09:28 11 Dec 24
A Great experience. The Mortgage Broker, Ms. Seema Baram, was friendly, professional in all of her dealings with us, very patient, and helpful. We highly recommend her.
Graham Cummings
05:08 10 Dec 24
Seema was very courteous and helpful in organising my reverse mortgage. I definitely would be recommending her to friends etc who might be going down this path.
Siu Ling Hui
20:50 09 Dec 24
I wanted to be able to access the equity in my home without selling it. Bill James at Seniors First assisted me with the entire process from lender selection, through the application process right up to settlement. Thanks to Bill, the entire process was seamless and surprisingly quick. I highly recommend speaking with Bill James for your reverse mortgage requirements. He made it completely painless.
Melanie McDonald
05:20 01 Dec 24
Palka guided us through the process from start to finish and it was far more involved than we bargained for so we thank her for her patience. She was readily available, diligent and honest with her responses to our questions and concerns. Melanie and I would have no hesitation in recommending Palka to anyone who is exploring the option of a “Reverse Mortgage” with Seniors First.Sincerely, John and Melanie McDonald
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