When is the right time to Reverse Mortgage?

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Wondering if a reverse mortgage is right for you?

Here we dive into key life events and timelines for seniors looking to release home equity.

Retirement planning

Unexpected expenses

Changing financial needs

If you’re struggling to maintain a comfortable lifestyle, without constantly worrying about finances and bills, we've got a solution for you.

Reverse Mortgage loans have been available in Australia since the late 1990’s, but many people still don’t understand how they work.

Register To Learn:

Assess your own situation
Identify popular use cases for a Reverse Mortgage
Understand the pros & cons
Make confident decisions about tapping into your home equity.

Complete the form below to watch the replay.

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Nice Things People Have Said

Sharon K.

1 day ago

Exceptional experience with Seniors First. Would definitely recommend the service. Fast and efficient.

David L.

1 day ago

We were helped every step of the way, to make the process easier for us. It took longer than I expected, but we realised that it is not like taking out a normal home loan. Great service indeed and very professional. Would highly recommend. Regards Dave.

Marie O.

3 days ago

We used Andrew at Seniors First to arrange a reverse mortgage to cover Mum's move into an Aged Care Facility. He was super helpful, professional and friendly from the very start, ensuring that not only did he understand our particular needs but that Mum, myself and my siblings had a full understanding of what we were agreeing to. He was incredibly responsive at every stage and made what is quite a complex process a lot easier to navigate. I'd recommend him without reservation to anyone exploring the option of a reverse mortgage.

Rose F.

6 days ago

I am very pleased and relieved to have my reverse mortgage now in place, after thinking about it for several years. Like many "oldies" I have been asset rich and cash poor for some time, but I love my house and didn't want to sell to finance living my best life, taking holidays, dining out etc. I was able to get a lump sum immediately on completion of the loan to pay off debts, with access to a much larger sum in the future, as and when I need it for house repairs and maintenance, more holidays (!), medical expenses... I may never need most or all of it but the security of knowing it's there is wonderful. Andrew from Seniors First was terrific, ensuring I completely understood every step of the process and metaphorically holding my hand throughout. Thank you Andrew!

Mick G.

1 week ago

Both my wife and myself were Extremely pleased with the professional service we received from Seniors First Representative Ms Seema Baram . We can highly recommend Seema to anyone looking for a Reverse Morgage . Regards Mick and Ally Guerin

stephen G.

1 week ago

We have just comeing into the last bit of my reverse mortgage. Trying to contact my broker, or anyone from first mortgage to fix a couple of hickups and the broker has not answered my frantic calls. All they say is to leave a voice message and some one will call you back . Still waiting !! Trying to sort out the problem with the the bank is also very trying. This process has now gone on for around 3 months now, so close and yet so far. No help from

Michelle P.

2 weeks ago

Palka has been incredibly helpful and supportive during the whole process of applying for the reverse mortgage. She explained everything very thoroughly and has been responsive to all our questions. We cannot recommend her highly enough. Thank you Palka 😍😍

Tina G.

2 weeks ago

Palka was very helpful, informative and supportive throughout the whole process. Would highly recommend her!

Jacqueline K.

2 weeks ago

I received outstanding service from Adam Oakley at Seniors First. With extensive experience in customer value creation, I do not say that lightly. Adam treated me with dignity and respect. He listened carefully, understood the outcomes I was seeking, and thoughtfully translated that understanding into a solution genuinely suited to my circumstances. His knowledge, sound judgement and professionalism inspired confidence throughout. It was an exceptional experience, in every respect, and I would recommend Adam and Seniors First without hesitation. Jacqueline Kelly

Beth M.

3 weeks ago

We recently used Seniors First to organise a Reverse Mortgage. Our agent was Cheryl Maclean who guided us through the whole process with absolute professionalism with the 'human touch' first & foremost. We would recommend both Seniors First & Cheryl Maclean if you are thinking of a Reverse Mortgage as it's a big decision to make & one that suited our circumstances.

Desley

3 weeks ago

Palka from Seniors First was extremely helpful and supportive through the entire process. She was helpful and able to explain any questions I had and supported me through the whole process. I would definitely recommend her services.

Peta R.

3 weeks ago

I was extremely pleased with all the help i received from Adam at Seniors First. He was patient and understanding with my questions. I would recommend him to my friends should they need to go down this path.

Mike “Magyarmeister.” R.

4 weeks ago

My experience with Seniors First has been exceptional. My dealings with my personal broker Palka Kumar have been and are excellent. Palka has been a wonderful person to deal with and has been extremely helpful in all aspects of the process. Thank you.

Sue T.

4 weeks ago

I am been blown away with all aspects of the experience with your company and the lovely and helpful staff

victor D.

4 weeks ago

Seema provided timely and useful consulting support throughout the setup process. She was a pleasure to work with.

Stephen B.

4 weeks ago

We would like to thank Cheryl for all her help and her excellent way of looking after every detail of the process. From start to the finish of the application she was amazing. Cannot thank her enough.

Judith T.

1 month ago

I would highly recommend Seniors First to anyone who is uncertain where to start in the reverse mortgage process. Their website is excellent. Adam Oakley made the application process so clear and precise. He was very knowledgeable and ever so patient in answering all my questions and explaining all the various options available. Thank you Adam for creating such a positive experience. My family and I are very happy with the outcome. Much appreciated…Judy

evelyn G.

1 month ago

From start to finish going through the whole process of the loan I found Cheryl Maclean has helped me greatly with every aspect of it she has always been accessible when ever I had a question that I was not sure of and it didn't matter what time it was so I would highly recommend Cheryl from Seniors First the place to go if you are thinking of a Reverse Mortgage Broker

Glenn R.

1 month ago

Andrew has been outstanding. He has assisted us in a professional manner and was always across our needs. We are very impressed and would recommend him to anyone seeking a capable broker.

Dana H.

1 month ago

Palka Kumar has made the process of applying for a reverse mortgage very easy. She has been extremely helpful, patient and was available at all times to explaining the whole process to us. I highly recommend Palka to anyone who is interested in applying for a reverse mortgage.

Lisa H.

1 month ago

Greg was excellent and guided me through the process which can be long and complex

Meet Your Hosts:

Darren Moffatt

Founder & Managing Director

Darren is the founder of Seniors First and has been the CEO since 2006, he is also an is an award-winning businessperson with almost two decades of lending experience.

Adam Oakley

Reverse Mortgage Broker

Adam is a Reverse Mortgage Broker at Seniors First with over 10 years of experience in the UK financial services industry. He specializes in reverse mortgages, forward mortgages, and complex lending cases, providing expert guidance to clients.

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Seniors First is a licensed, finance broker specialising in Reverse Mortgage and equity release finance.