How Reverse Mortgage Can Help With Retirement Cashflow

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Are you concerned about maintaining a financial cushion for an enjoyable retirement?

Many retirees struggle with various financial obligations:

Mortgages

Credit Card Debts

Medical Bills

Lifestyle Needs

If you’re struggling to maintain a comfortable lifestyle, without constantly worrying about finances and bills, we've got a solution for you.

Reverse Mortgage loans have been available in Australia since the late 1990’s, but many people still don’t understand how they work.

Register To Learn:

The great ‘Retirement savings shortfall’
Symptoms of cash flow pressures
Common coping strategies for people over 60
How you can supplement your existing income
Tips & examples on how to release home equity safely, & save money
Product features that boost daily cash - flow for seniors

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Nice Things People Have Said

Margaret Dalos

09:04 30 Apr 25

The experience I had with Seniors First and in particular Dean Hukin was first class.Dean who I dealt with to attain my Reverse Mortgage was the most friendly courteous and knowledgeable person and he is an absolute credit to Seniors First.His knowledge and excellent PR skills were wonderful and nothing was too much trouble and he was always available to answer any questions I asked if him.I would certainly recommend Seniors First and in particular Dean Hukin to anyone considering a Reverse Mortgage.

Charles Dearling

06:57 29 Apr 25

When I started the Reverse Mortgage process it was with some trepidation. In the end I had a superb broker - Adam Oakley. He was extremely helpful, reassuring, and gave excellent advise, as well as putting up with my questions, and putting me at ease. Now its finalized, I'm very happy with the result. Would recommend Adam and Seniors First to anyone. Many thanks Adam for all the hard work.

Christine Walker

23:09 28 Apr 25

Andrew at Seniors First did an amazing job setting up a Reverse Mortgage loan for me and my family. Due to my complicated family structure the setting up process wasn’t easy. Andrew with his considerable expertise and diplomacy overcame all obstacles to obtain a very favourable result.I am happy that through this loan I’ve been able to lend a helping hand financially to my family.I recommend with confidence Seniors First for anyone wishing to obtain a Reverse Mortgage loan.

Stephen Hansen

10:13 26 Apr 25

I would like to thank Angela at Seniors First for helping me with my reverse mortgage application. The process was extremely easy because of all the help and advice that Angela passed onto me. I would recommend Seniors First to anyone thinking of getting a reverse mortgage in the future. Regards Stephen Hansen.

Gillian Rogerson

05:24 24 Apr 25

Based on my experience of working with Andrew Cate of Seniors First, I can highly recommend him. He is professional in his approach, knowledgeable and works hard to get the best possible outcome. He is always courteous, and I am very pleased with the outcome achieved with him.

Jane Barron

02:12 16 Apr 25

I had made contact with Seniors First in 2023, In Feb 2025, Adam Oakley contacted me to find out if I was still interested in applying for a Reverse Mortgage, I confirmed this, but said I couldn't go ahead until I had confirmation from the builder, he then sent some necessary information, Adam continued to keep in touch. I finally got a quote from the builder and the process of applying for a Reverse Mortgage began. Adam was wonderful, as an elderly lady, I often found the legal jargon daunting, but Adam was always available to address my fears, nothing was too much bother. Finally it was time to sign the contracts etc, so much paper work. Once again Adam assured and explained everything and my fears disappeared. I now have the funds in the bank, and am ready and excited to start the new project in my house. I am so thankful to Adam for all his help, assurance and assistance.

Colin Thompson

06:02 11 Apr 25

I was lucky to have my broker Palka Kumar assigned to me for my Reverse Mortage loan. I found Palka to be extremely professional and extremely helpful in all the aspects of securing my loan. I highly recommend her to any future customers of Seniors First.

Doug Coombes

06:31 07 Apr 25

I had a first and second mortgage that I needed to discharge in order to arrange a reverse mortgage. Adam Oakley from Seniors First assisted me with the entire process. Thanks to Adam the transition went smoothly, and I was able to achieve my goals.

Jakes Rudoph

04:53 07 Apr 25

I had a First-Class experience with Seniors First thanks to Adam Oakley, my Broker: From the start of the process, he demonstrated knowledge and insight into my particular needs and throughout maintained an exceptional level of support and empathy. I have no hesitation in recommending Seniors First and in particular Adam Oakley for anyone considering a Reverse Mortgage.

Veronica Scannell

04:06 07 Apr 25

Seniors First provided a great service when I applied for my reverse mortgage.My advisor, Adam made the experience easy and was most helpfulAdams warmth and caring during the process was much appreciated.Ron WA.

L.E

23:43 03 Apr 25

Palka was fantastic and helped me through the process with great patience and understanding. She was very thorough and always helpful and a phone call away if I needed anything. Yes, it's possible to do this without a broker, but for me it was money very well spent as I would not have known about the options available or pitfalls to avoid. I was never pressured into anything, was given numerous options, and the process was explained in great detail. I definitely recommend Seniors First.

Nathan Russell

04:36 02 Apr 25

Our application was managed extremely well by Palka, our broker from Seniors First. Her insight and experience enabled my wife and I have confidence in the entire process. She led our interaction with Inviva, and with a very experience solicitor, allowing the process to arrive at a positive conclusion. Thank you again Palka.

Philip Cram

06:13 24 Mar 25

My wife and I wanted to establish a Line of Credit or Reverse Mortgage to consolidate our debt and a little more for our floating home repairs.We contacted 2 brokers who did not have products that we could use. But the second broker referred us to Angela Giokaris. Angela was so helpful , took time to explain everything to us and made sure we understood how the process works and our obligations...Seniors First have improved our life style considerably.

Ian Hawkins

23:17 17 Mar 25

Process was well communicated and Angela Giokaris assisted throughg the entire process ensuring it went smoothly and well planned. Angela was very attentive and informative making the process from initial discussion to settlement well supported providing little useful tips along the way. Highly recommended.

Peter Doak

21:15 16 Mar 25

A lengthy process but handled very professionally throughout.Was kept up to date and each step was explained and made very easy.Would highly recommend their services and Andrew was exceptional.

Meet Your Hosts:

Darren Moffatt

Founder & Managing Director

Darren is the founder of Seniors First and has been the CEO since 2006, he is also an is an award-winning businessperson with almost two decades of lending experience.

Billl James

VIC Reverse Mortgage Broker

Bill is the Reverse Mortgage Broker for Melbourne & Victoria. He is a qualified Chartered Accountant and an experienced finance professional.

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Seniors First is a licensed, finance broker specialising in Reverse Mortgage and equity release finance.