Replay

How Reverse Mortgage Can Boost Over 60's Cashflow

Presented by Darren Moffatt & Richard Chapman

As seen in

Are you unsure if your savings will be enough to support the lifestyle you want in retirement?

Many retirees struggle with various financial obligations:

Mortgages

Credit Card Debts

Medical Bills

Lifestyle Needs

Worried about keeping up with everyday expenses and maintaining your lifestyle? You’re not alone — but there is a way forward.

Reverse Mortgage loans have been an option for Australian homeowners since the late 1990s, yet many are still unsure about how they work.

Unlock Financial Freedom in Retirement 

Worried about making ends meet or simply want to feel more secure about your finances? This free session will give you the knowledge and tools to make informed decisions about your future.

What You’ll Learn When You Register:

  • The truth about Australia’s retirement savings gap
  • Signs you may be feeling financial strain in retirement 
  • How many over-60s are managing limited cash flow 
  • Ways to boost your income without downsizing 
  • Smart, secure strategies to unlock equity from your home 
  • Key product features designed to improve seniors’ day-to-day cash flow

Complete the form below to watch the replay.

Nice Things People Have Said

John J. profile picture
John J.
23:14 27 Jan 26
I was extremely impressed with Palka. She went above and beyond in providing excellent service. She even answered questions after hours and was always very helpful, getting our mortgage through in the shortest time frame possible. Well done Palka. !
trevor G. profile picture
trevor G.
00:47 20 Jan 26
After reading a lot of online information regarding a reverse mortgage we contacted Seniors First. Richard Chapman was in touch shortly after. He came to our house and spent a couple of hours explaining the process in detail and answered any questions we had. Richard was excellent from start to finish and we always felt comfortable going through the process with him.
Highly recommend this broker.
Josie S. profile picture
Josie S.
02:02 09 Jan 26
Seniors First provided plenty of information on the concept of reverse mortgages, also referring us to the government website, for calculators showing scenarios of how the loan and house value would progress. Richard Chapman answered all our quesions in a clear, easily-understandable way and guided us through the process, to ensure that we and our children fully understood how reverse mortgages operate. With Richard's experience we were able to find a lender that suited the kind of loan we would need. We could see that the reverse mortgage would allow us to remain in our own home, and have funds available if needed later for aged care, without selling our home of 25 years and moving away. All in all, a very satisfactory experience with Richard and Seniors First.
Gavin and Josie Swallow
mark T. profile picture
mark T.
01:31 30 Dec 25
I am very happy to recommend Seniors First Reverse Mortgage Brokers, especially Palka as she has been very polite and efficient in all aspects of this process. Always ready to explain thoroughly any questions or doubts I may have had and always with a friendly /no trouble response. Cannot recommend these folk enough,
Cheryl M. profile picture
Cheryl M.
01:38 27 Dec 25
Negotiating a Reverse Mortgage with Adam Oakley was considerably easier than we expected.
Adam was quick to allay our hesitance in dealing with an interstate broker and subsequent technological challenges including biometric ID.
Adam provided sound advice on the product best suited to our circumstances and maintained regular contact with us ensuring we were comfortable with the process and updating us on the progress of our application.
We researched reverse mortgages before committing and were impressed with Seniors Firsts webinars, FAQs and online information.
We look forward to maintaining contact with Seniors First and Adam in forthcoming years in reviewing our loan to ensure that it meets our future requirements.
Ian Y. profile picture
Ian Y.
02:16 25 Dec 25
I did quite a bit of research on reverse mortgages and also watched at least 6 webinars on line before contacting Seniors First. I was put in touch with one of their brokers (Palka Kumar). She was very professional and knowledgeable about the whole process of setting up the reverse mortgage. I live in Tasmania but this was not a problem and in a matter of weeks everything was approved - I had the ideal criteria for this product and my wife and I are extremely pleased with the entire way the business was conducted. Seniors First know what they are doing and we thank you for all your assistance.
Marg B. profile picture
Marg B.
04:51 17 Dec 25
My husband and i have recently used Seniors First for securing a loan for the purchase of a new car. We were lucky to be assisted by Palka who has been wonderful since we first made contact wirh Seniors First. Palka has been incredibly helpful, has explained very clearly what we need to do, and has "held my hand" on several occoasions. Grateful thanks to Palka for her dedication to her clients.
Christine T. profile picture
Christine T.
02:08 16 Dec 25
Very good company to deal with. The consultant Adam Oakley was excellent. He was transparent and informative, polite and attentive. Could not recommend highly enough. He made a difficult situation easy and helped us old guys through the technology.
Nigel C. profile picture
Nigel C.
07:33 10 Dec 25
Thank you, Angela, for your great support in helping us secure a Reverse Mortgage.
You were professional and knowledgeable in all our dealings and kept us in the picture at every stage of the process to ensure a smooth Reverse Mortgage journey.
You also clearly communicated all the options available on Reverse Mortgages so we could make fully informed decisions.
Most importantly, you quickly responded to and answered all our questions ( and there were many ! )
We strongly recommend Angela at Seniors First to all potential clients.
Anthony L. profile picture
Anthony L.
00:14 10 Dec 25
Right from the beginning Palka Kumar was fantastic. She ensured that we really understood the process, kept us informed, provided the appropriate links. Ensured that we ticked all the right boxes etc.
nothing was too much trouble
Her high level of professionalism and empathetic manner was always reassuring and for that we were fortunate to have her as our broker
brian C. profile picture
brian C.
02:49 09 Dec 25
Not knowing where to start refinancing our Reverse Mortgage, we saw Seniors First add and decided to try them for a starting point. We were lucky enough to have Adam Oakly assigned to our case. He did research & found the most suitable Reverse Mortgage lender that suited our cause. Adam was a great help & kept in contact until our loan was approved. Seniors First & Adam did a great job! Would most definitely recommend them. Brian & Pat.
Ray and Carolyn D. profile picture
Ray and Carolyn D.
00:35 09 Dec 25
We were/are clients of Palka Kumar. We were impressed with her friendly nature and boundless knowledge of the industry. We had a number of Tele-conferences with her as she guided us through the process and let us know from the outset that she was with us the whole way through to conclusion. Palka was always available to answer any questions and kept us informed as the process went through the various stages. We have nothing but praise and appreciation for Palkas commitment to her clients. She always made us feel assured and relaxed about a sometimes daunting process. Outstanding.
Tina profile picture
Tina
19:01 28 Nov 25
Andrew was very helpful and patient when it came to applying for our reverse mortgage on line. He always made us feel like we had his whole attention and never kept us waiting when we had any queries or problems with the forms. Would recommend him to anybody.
Kim B. profile picture
Kim B.
18:57 27 Nov 25
We recently worked with Seema at Seniors First - Reverse Mortgage Brokers and her service was EXCEPTIONAL! She explained the process clearly, kept us informed every step of the way, and ensured we were comfortable with the progress of our application. Thanks to Seema, we achieved a great outcome! Highly recommend Seniors First and Seema - thanks for making a big decision feel easy!
Lynn F. profile picture
Lynn F.
07:19 27 Nov 25
From the moment we called and spoke with Adam Oakley at Seniors First about a reverse mortgage, we were made to feel very comfortable with his warm, but honest approach. We were able to ask questions without feeling pressured and the amount of knowledge and information Adam shared with us, made the decision making so much easier. Another valuable trait of Adam’s is in his communication. He shared his direct line with us and when he wasn’t available, always returned our calls and answered emails promptly.
Adam walked us through each step of the process with ease, and we never felt alone at anytime. His recommendations were professional and unbiased and we didn’t hesitate to listen to his advice. I don’t know of any other bank or financial institution that would take the time and so much care, to ensure that their clients were happy. We certainly are, we can’t recommend Adam Oakley at Seniors First enough. It was a very big, life changing decision we had to consider and we feel grateful to have found Adam to see it through with us. Once again, thank you Adam for your time and patience. We couldn’t be happier. You are a true professional.

Meet Your Hosts:

Darren Moffatt

Founder & Managing Director

Darren is the founder of Seniors First and has been the CEO since 2006, he is also an is an award-winning businessperson with almost two decades of lending experience.

Richard Chapman

Richard Chapman

Reverse Mortgage Broker

Richard is an accomplished Mortgage broker and Reverse Mortgage broker based in Brisbane, QLD.

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Seniors First is a licensed, finance broker specialising in Reverse Mortgage and equity release finance.

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