When is the right time to Reverse Mortgage?

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Wondering if a reverse mortgage is right for you?

Here we dive into key life events and timelines for seniors looking to release home equity.

Retirement planning

Unexpected expenses

Changing financial needs

If you’re struggling to maintain a comfortable lifestyle, without constantly worrying about finances and bills, we've got a solution for you.

Reverse Mortgage loans have been available in Australia since the late 1990’s, but many people still don’t understand how they work.

Register To Learn:

Assess your own situation
Identify popular use cases for a Reverse Mortgage
Understand the pros & cons
Make confident decisions about tapping into your home equity.

Complete the form below to watch the replay.

Rated 4.9 stars on

Nice Things People Have Said

Colin Thompson

06:02 11 Apr 25

I was lucky to have my broker Palka Kumar assigned to me for my Reverse Mortage loan. I found Palka to be extremely professional and extremely helpful in all the aspects of securing my loan. I highly recommend her to any future customers of Seniors First.

Doug Coombes

06:31 07 Apr 25

I had a first and second mortgage that I needed to discharge in order to arrange a reverse mortgage. Adam Oakley from Seniors First assisted me with the entire process. Thanks to Adam the transition went smoothly, and I was able to achieve my goals.

Jakes Rudoph

04:53 07 Apr 25

I had a First-Class experience with Seniors First thanks to Adam Oakley, my Broker: From the start of the process, he demonstrated knowledge and insight into my particular needs and throughout maintained an exceptional level of support and empathy. I have no hesitation in recommending Seniors First and in particular Adam Oakley for anyone considering a Reverse Mortgage.

Veronica Scannell

04:06 07 Apr 25

Seniors First provided a great service when I applied for my reverse mortgage.My advisor, Adam made the experience easy and was most helpfulAdams warmth and caring during the process was much appreciated.Ron WA.

L.E

23:43 03 Apr 25

Palka was fantastic and helped me through the process with great patience and understanding. She was very thorough and always helpful and a phone call away if I needed anything. Yes, it's possible to do this without a broker, but for me it was money very well spent as I would not have known about the options available or pitfalls to avoid. I was never pressured into anything, was given numerous options, and the process was explained in great detail. I definitely recommend Seniors First.

Nathan Russell

04:36 02 Apr 25

Our application was managed extremely well by Palka, our broker from Seniors First. Her insight and experience enabled my wife and I have confidence in the entire process. She led our interaction with Inviva, and with a very experience solicitor, allowing the process to arrive at a positive conclusion. Thank you again Palka.

Philip Cram

06:13 24 Mar 25

My wife and I wanted to establish a Line of Credit or Reverse Mortgage to consolidate our debt and a little more for our floating home repairs.We contacted 2 brokers who did not have products that we could use. But the second broker referred us to Angela Giokaris. Angela was so helpful , took time to explain everything to us and made sure we understood how the process works and our obligations...Seniors First have improved our life style considerably.

Ian Hawkins

23:17 17 Mar 25

Process was well communicated and Angela Giokaris assisted throughg the entire process ensuring it went smoothly and well planned. Angela was very attentive and informative making the process from initial discussion to settlement well supported providing little useful tips along the way. Highly recommended.

Peter Doak

21:15 16 Mar 25

A lengthy process but handled very professionally throughout.Was kept up to date and each step was explained and made very easy.Would highly recommend their services and Andrew was exceptional.

Johanne Slattery

11:55 06 Mar 25

Dealing with Bill James was a pleasant and efficient process. Bill assisted me above and beyond to achieve a successful outcome.I highly recommend dealing with him and benefiting from his knowledge of the market.

Brian Hughes

06:30 05 Mar 25

Recently I had the pleasure of takeing a reverse mortage out with Seniors First for the very first time. I found Seniors First to be more than helpful to go the extra mile to take the time to explain all the aspects of doing so with them. I had the major assistance of Broker Dean Hukins who I found to be a great represenative of Seniors First and would reconmend anyone comsidering taking a reverse mortage to try Seniors First .

Barb Owen

09:47 03 Mar 25

Linda Alexander

07:12 24 Feb 25

Andrew has surpassed all expectations. It was not easy for him however he came through with flying colours. I would recommend him to anyone that needs prompt help with expert information. We thank you.

Poo Guy

21:23 19 Feb 25

Our broker Adam Oakley was fantastic. He was always prompt to answer any questions we had. Which made the process so easy.

Andrew Robinson

00:15 13 Feb 25

I have recently obtained a reverse mortgage from seniors first,Palka Kuma was my contact and from start to finish she was absolutely amazing being so committed to ensure a positive outcome,her knowledge and patience was excellent,thank you Palka and seniors first.🙏

Meet Your Hosts:

Darren Moffatt

Founder & Managing Director

Darren is the founder of Seniors First and has been the CEO since 2006, he is also an is an award-winning businessperson with almost two decades of lending experience.

Adam Oakley

Reverse Mortgage Broker

Adam is a Reverse Mortgage Broker at Seniors First with over 10 years of experience in the UK financial services industry. He specializes in reverse mortgages, forward mortgages, and complex lending cases, providing expert guidance to clients.

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Seniors First is a licensed, finance broker specialising in Reverse Mortgage and equity release finance.